B
Southwest Research Center Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
9.80
Leverage
Ratio
10.90
Return On
Assets
1.08%
Total
Assets
86.93M
Capital
8.52M
Total
Deposits
77.68M
Net
Income
699.00K
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Weiss Ratings Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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Rating B
Asset Quality Index 8.50
Capitalization Index 7.50
Liquidity Index 5.20
Profitability Index 7.70
Stability Index 4.40
Company Info Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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NCUA Charter Number 2194
Phone Number (210) 684-1054
Website www.swrcfcu.com
Asset Quality Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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1-Year Asset Growth 6.46%
5-Year Asset Growth 3.16%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.52%
Non-Performing Loans to Loans 0.52%
Balance Sheet Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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Total Assets 86.93M
Total Deposits 77.68M
Capital and Reserves Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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Capital 8.52M
Leverage Ratio 10.90
Loan Loss Reserves to Loans 0.51%
Liquidity Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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Hot Money Ratio 8.03%
Liquidity Ratio 22.93%
Profitability Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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5-Year Return on Average Assets 0.50%
Net Income 699.00K
Net Interest Spread 4.08%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 72.40%
Return on Assets 1.08%
Return on Equity 11.72%