B
Southwest Research Center Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
9.48
Leverage
Ratio
10.70
Return On
Assets
0.97%
Total
Assets
85.98M
Capital
8.15M
Total
Deposits
77.32M
Net
Income
417.00K
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Weiss Ratings Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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Rating B
Asset Quality Index 8.40
Capitalization Index 6.50
Liquidity Index 5.40
Profitability Index 5.80
Stability Index 4.10
Company Info Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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NCUA Charter Number 2194
Phone Number (210) 684-1054
Website www.swrcfcu.com
Asset Quality Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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1-Year Asset Growth 3.63%
5-Year Asset Growth 3.16%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.41%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 3.43%
Non-Performing Loans to Loans 0.67%
Balance Sheet Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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Total Assets 85.98M
Total Deposits 77.32M
Capital and Reserves Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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Capital 8.15M
Leverage Ratio 10.70
Loan Loss Reserves to Loans 0.53%
Liquidity Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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Hot Money Ratio 8.09%
Liquidity Ratio 27.42%
Profitability Southwest Research Center Federal Credit Union
San Antonio, TX 		Click to
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5-Year Return on Average Assets 0.50%
Net Income 417.00K
Net Interest Spread 3.98%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 76.82%
Return on Assets 0.97%
Return on Equity 10.75%