Southern Energy Credit Union
| Weiss Ratings |
Southern Energy Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 5.70 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 5.90 | |||
| Company Info |
Southern Energy Credit Union
Birmingham, AL |
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| NCUA Charter Number | 22 | |||
| Phone Number | (205) 226-6800 | |||
| Website | www.southernenergycu.org | |||
| Asset Quality |
Southern Energy Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | 2.60% | |||
| 5-Year Asset Growth | 2.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.82% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Southern Energy Credit Union
Birmingham, AL |
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| Total Assets | 3.58B | |||
| Total Deposits | 3.24B | |||
| Capital and Reserves |
Southern Energy Credit Union
Birmingham, AL |
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| Capital | 308.34M | |||
| Leverage Ratio | 14.21 | |||
| Loan Loss Reserves to Loans | 0.30% | |||
| Liquidity |
Southern Energy Credit Union
Birmingham, AL |
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| Hot Money Ratio | 25.03% | |||
| Liquidity Ratio | 31.43% | |||
| Profitability |
Southern Energy Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | 0.54% | |||
| Net Income | 6.41M | |||
| Net Interest Spread | 1.27% | |||
| Operating Profit to Average Assets | 0.37% | |||
| Overhead Efficiency Ratio | 73.22% | |||
| Return on Assets | 0.36% | |||
| Return on Equity | 4.50% | |||