A
Naft Federal Credit Union
PharrTX
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Naft Federal Credit Union
Pharr, TX
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 10.00
Stability Index 9.00
Company Info Naft Federal Credit Union
Pharr, TX
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NCUA Charter Number 2202
Phone Number (956) 787-2774
Website naftfcu.coop
Asset Quality Naft Federal Credit Union
Pharr, TX
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1-Year Asset Growth 10.70%
5-Year Asset Growth 8.27%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.34%
Non-Performing Loans to Loans 0.32%
Balance Sheet Naft Federal Credit Union
Pharr, TX
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Total Assets 148.00M
Total Deposits 124.26M
Capital and Reserves Naft Federal Credit Union
Pharr, TX
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Capital 23.69M
Leverage Ratio 16.09
Loan Loss Reserves to Loans 0.91%
Liquidity Naft Federal Credit Union
Pharr, TX
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Hot Money Ratio 5.91%
Liquidity Ratio 38.51%
Profitability Naft Federal Credit Union
Pharr, TX
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5-Year Return on Average Assets 1.34%
Net Income 1.33M
Net Interest Spread 4.99%
Operating Profit to Average Assets 1.95%
Overhead Efficiency Ratio 65.14%
Return on Assets 1.89%
Return on Equity 11.54%