C
Laredo Federal Credit Union
LaredoTX
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Laredo Federal Credit Union
Laredo, TX
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Rating C
Asset Quality Index 7.90
Capitalization Index 4.90
Liquidity Index 5.00
Profitability Index 2.40
Stability Index 4.20
Company Info Laredo Federal Credit Union
Laredo, TX
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NCUA Charter Number 2204
Phone Number (956) 722-3971
Website www.laredofcu.org
Asset Quality Laredo Federal Credit Union
Laredo, TX
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1-Year Asset Growth 0.32%
5-Year Asset Growth 1.29%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 4.88%
Non-Performing Loans to Loans 0.68%
Balance Sheet Laredo Federal Credit Union
Laredo, TX
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Total Assets 136.24M
Total Deposits 126.05M
Capital and Reserves Laredo Federal Credit Union
Laredo, TX
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Capital 10.30M
Leverage Ratio 10.71
Loan Loss Reserves to Loans 0.98%
Liquidity Laredo Federal Credit Union
Laredo, TX
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Hot Money Ratio 2.49%
Liquidity Ratio 22.71%
Profitability Laredo Federal Credit Union
Laredo, TX
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5-Year Return on Average Assets 0.24%
Net Income 551.00K
Net Interest Spread 5.06%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 81.82%
Return on Assets 0.82%
Return on Equity 11.37%