| Weiss Ratings |
Heart O TX Federal Credit Union
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 4.30 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 1.00 | |||
| Company Info |
Heart O TX Federal Credit Union
Waco, TX |
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| NCUA Charter Number | 2207 | |||
| Phone Number | (254) 751-1622 | |||
| Website | www.hotfcu.org | |||
| Asset Quality |
Heart O TX Federal Credit Union
Waco, TX |
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| 1-Year Asset Growth | -4.63% | |||
| 5-Year Asset Growth | 6.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.74% | |||
| Non-Performing Loans to Capital | 10.64% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Heart O TX Federal Credit Union
Waco, TX |
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| Total Assets | 63.27M | |||
| Total Deposits | 58.95M | |||
| Capital and Reserves |
Heart O TX Federal Credit Union
Waco, TX |
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| Capital | 4.20M | |||
| Leverage Ratio | 6.71 | |||
| Loan Loss Reserves to Loans | 0.41% | |||
| Liquidity |
Heart O TX Federal Credit Union
Waco, TX |
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| Hot Money Ratio | 10.97% | |||
| Liquidity Ratio | 3.05% | |||
| Profitability |
Heart O TX Federal Credit Union
Waco, TX |
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| 5-Year Return on Average Assets | 0.04% | |||
| Net Income | -112.00K | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | -0.37% | |||
| Overhead Efficiency Ratio | 109.58% | |||
| Return on Assets | -0.70% | |||
| Return on Equity | -10.52% | |||