| Weiss Ratings |
Heart O TX Federal Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 4.60 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 0.70 | |||
| Stability Index | 1.30 | |||
| Company Info |
Heart O TX Federal Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2207 | |||
| Phone Number | (254) 751-1622 | |||
| Website | www.hotfcu.org | |||
| Asset Quality |
Heart O TX Federal Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -11.07% | |||
| 5-Year Asset Growth | 6.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.51% | |||
| Non-Performing Assets to Assets | 0.96% | |||
| Non-Performing Loans to Capital | 12.91% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
Heart O TX Federal Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 56.26M | |||
| Total Deposits | 51.86M | |||
| Capital and Reserves |
Heart O TX Federal Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 3.94M | |||
| Leverage Ratio | 7.03 | |||
| Loan Loss Reserves to Loans | 0.60% | |||
| Liquidity |
Heart O TX Federal Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.84% | |||
| Liquidity Ratio | 7.98% | |||
| Profitability |
Heart O TX Federal Credit Union
Waco, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.12% | |||
| Net Income | -60.00K | |||
| Net Interest Spread | 4.03% | |||
| Operating Profit to Average Assets | 0.08% | |||
| Overhead Efficiency Ratio | 98.15% | |||
| Return on Assets | -0.42% | |||
| Return on Equity | -6.17% | |||