| Weiss Ratings |
Heart O TX Federal Credit Union
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 4.80 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 1.50 | |||
| Company Info |
Heart O TX Federal Credit Union
Waco, TX |
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| NCUA Charter Number | 2207 | |||
| Phone Number | (254) 751-1622 | |||
| Website | www.hotfcu.org | |||
| Asset Quality |
Heart O TX Federal Credit Union
Waco, TX |
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| 1-Year Asset Growth | -8.02% | |||
| 5-Year Asset Growth | 6.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.61% | |||
| Non-Performing Assets to Assets | 0.99% | |||
| Non-Performing Loans to Capital | 12.98% | |||
| Non-Performing Loans to Loans | 0.71% | |||
| Balance Sheet |
Heart O TX Federal Credit Union
Waco, TX |
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| Total Assets | 55.39M | |||
| Total Deposits | 51.07M | |||
| Capital and Reserves |
Heart O TX Federal Credit Union
Waco, TX |
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| Capital | 3.94M | |||
| Leverage Ratio | 7.14 | |||
| Loan Loss Reserves to Loans | 0.64% | |||
| Liquidity |
Heart O TX Federal Credit Union
Waco, TX |
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| Hot Money Ratio | 12.70% | |||
| Liquidity Ratio | 10.11% | |||
| Profitability |
Heart O TX Federal Credit Union
Waco, TX |
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| 5-Year Return on Average Assets | -0.12% | |||
| Net Income | -76.00K | |||
| Net Interest Spread | 4.28% | |||
| Operating Profit to Average Assets | 0.28% | |||
| Overhead Efficiency Ratio | 94.26% | |||
| Return on Assets | -0.18% | |||
| Return on Equity | -2.59% | |||