4U Federal Credit Union
| Weiss Ratings |
4U Federal Credit Union
Gainesville, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 5.90 | |||
| Company Info |
4U Federal Credit Union
Gainesville, TX |
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| NCUA Charter Number | 2211 | |||
| Phone Number | (940) 665-1797 | |||
| Website | www.4ucu.org | |||
| Asset Quality |
4U Federal Credit Union
Gainesville, TX |
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| 1-Year Asset Growth | 6.33% | |||
| 5-Year Asset Growth | 5.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.34% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
4U Federal Credit Union
Gainesville, TX |
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| Total Assets | 145.20M | |||
| Total Deposits | 131.24M | |||
| Capital and Reserves |
4U Federal Credit Union
Gainesville, TX |
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| Capital | 12.87M | |||
| Leverage Ratio | 8.88 | |||
| Loan Loss Reserves to Loans | 0.16% | |||
| Liquidity |
4U Federal Credit Union
Gainesville, TX |
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| Hot Money Ratio | 23.00% | |||
| Liquidity Ratio | 16.40% | |||
| Profitability |
4U Federal Credit Union
Gainesville, TX |
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| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 273.00K | |||
| Net Interest Spread | 3.35% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 80.99% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 8.58% | |||