4U Federal Credit Union
| Weiss Ratings |
4U Federal Credit Union
Gainesville, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 5.50 | |||
| Company Info |
4U Federal Credit Union
Gainesville, TX |
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| NCUA Charter Number | 2211 | |||
| Phone Number | (940) 665-1797 | |||
| Website | www.4ucu.org | |||
| Asset Quality |
4U Federal Credit Union
Gainesville, TX |
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| 1-Year Asset Growth | 3.44% | |||
| 5-Year Asset Growth | 7.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.06% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
4U Federal Credit Union
Gainesville, TX |
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| Total Assets | 136.56M | |||
| Total Deposits | 122.90M | |||
| Capital and Reserves |
4U Federal Credit Union
Gainesville, TX |
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| Capital | 12.08M | |||
| Leverage Ratio | 8.87 | |||
| Loan Loss Reserves to Loans | 0.16% | |||
| Liquidity |
4U Federal Credit Union
Gainesville, TX |
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| Hot Money Ratio | 17.83% | |||
| Liquidity Ratio | 16.13% | |||
| Profitability |
4U Federal Credit Union
Gainesville, TX |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 71.00K | |||
| Net Interest Spread | 3.21% | |||
| Operating Profit to Average Assets | 0.22% | |||
| Overhead Efficiency Ratio | 94.10% | |||
| Return on Assets | 0.21% | |||
| Return on Equity | 2.36% | |||