| Weiss Ratings |
East County Schools Federal Credit Union
El Cajon, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 5.50 | |||
| Company Info |
East County Schools Federal Credit Union
El Cajon, CA |
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| NCUA Charter Number | 2213 | |||
| Phone Number | (619) 588-1515 | |||
| Website | www.eastcountyschools.org | |||
| Asset Quality |
East County Schools Federal Credit Union
El Cajon, CA |
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| 1-Year Asset Growth | -3.63% | |||
| 5-Year Asset Growth | 3.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 2.05% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
East County Schools Federal Credit Union
El Cajon, CA |
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| Total Assets | 146.62M | |||
| Total Deposits | 131.99M | |||
| Capital and Reserves |
East County Schools Federal Credit Union
El Cajon, CA |
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| Capital | 13.47M | |||
| Leverage Ratio | 9.18 | |||
| Loan Loss Reserves to Loans | 0.29% | |||
| Liquidity |
East County Schools Federal Credit Union
El Cajon, CA |
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| Hot Money Ratio | 5.60% | |||
| Liquidity Ratio | 19.53% | |||
| Profitability |
East County Schools Federal Credit Union
El Cajon, CA |
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| 5-Year Return on Average Assets | 0.25% | |||
| Net Income | 530.00K | |||
| Net Interest Spread | 3.15% | |||
| Operating Profit to Average Assets | 0.83% | |||
| Overhead Efficiency Ratio | 77.13% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 8.06% | |||