| Weiss Ratings |
East County Schools Federal Credit Union
El Cajon, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 0.30 | |||
| Stability Index | 4.90 | |||
| Company Info |
East County Schools Federal Credit Union
El Cajon, CA |
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| NCUA Charter Number | 2213 | |||
| Phone Number | (619) 588-1515 | |||
| Website | www.eastcountyschools.org | |||
| Asset Quality |
East County Schools Federal Credit Union
El Cajon, CA |
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| 1-Year Asset Growth | 1.82% | |||
| 5-Year Asset Growth | 4.97% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.36% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
East County Schools Federal Credit Union
El Cajon, CA |
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| Total Assets | 159.56M | |||
| Total Deposits | 145.63M | |||
| Capital and Reserves |
East County Schools Federal Credit Union
El Cajon, CA |
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| Capital | 12.58M | |||
| Leverage Ratio | 7.89 | |||
| Loan Loss Reserves to Loans | 0.26% | |||
| Liquidity |
East County Schools Federal Credit Union
El Cajon, CA |
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| Hot Money Ratio | 10.21% | |||
| Liquidity Ratio | 23.65% | |||
| Profitability |
East County Schools Federal Credit Union
El Cajon, CA |
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| 5-Year Return on Average Assets | 0.33% | |||
| Net Income | 66.00K | |||
| Net Interest Spread | 2.30% | |||
| Operating Profit to Average Assets | 0.21% | |||
| Overhead Efficiency Ratio | 91.78% | |||
| Return on Assets | 0.17% | |||
| Return on Equity | 2.10% | |||