| Weiss Ratings |
East County Schools Federal Credit Union
El Cajon, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 5.20 | |||
| Company Info |
East County Schools Federal Credit Union
El Cajon, CA |
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| NCUA Charter Number | 2213 | |||
| Phone Number | (619) 588-1515 | |||
| Website | www.eastcountyschools.org | |||
| Asset Quality |
East County Schools Federal Credit Union
El Cajon, CA |
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| 1-Year Asset Growth | -9.03% | |||
| 5-Year Asset Growth | 3.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.45% | |||
| Non-Performing Loans to Loans | 0.24% | |||
| Balance Sheet |
East County Schools Federal Credit Union
El Cajon, CA |
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| Total Assets | 145.15M | |||
| Total Deposits | 128.61M | |||
| Capital and Reserves |
East County Schools Federal Credit Union
El Cajon, CA |
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| Capital | 13.09M | |||
| Leverage Ratio | 9.02 | |||
| Loan Loss Reserves to Loans | 0.33% | |||
| Liquidity |
East County Schools Federal Credit Union
El Cajon, CA |
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| Hot Money Ratio | 7.23% | |||
| Liquidity Ratio | 20.20% | |||
| Profitability |
East County Schools Federal Credit Union
El Cajon, CA |
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| 5-Year Return on Average Assets | 0.25% | |||
| Net Income | 152.00K | |||
| Net Interest Spread | 3.05% | |||
| Operating Profit to Average Assets | 0.52% | |||
| Overhead Efficiency Ratio | 84.16% | |||
| Return on Assets | 0.42% | |||
| Return on Equity | 4.67% | |||