C
Freedom First Federal Credit Union
RoanokeVA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Freedom First Federal Credit Union
Roanoke, VA
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Rating C
Asset Quality Index 8.50
Capitalization Index 5.10
Liquidity Index 1.80
Profitability Index 3.20
Stability Index 5.00
Company Info Freedom First Federal Credit Union
Roanoke, VA
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NCUA Charter Number 2216
Phone Number (540) 389-0244
Website www.freedomfirst.com/
Asset Quality Freedom First Federal Credit Union
Roanoke, VA
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1-Year Asset Growth -0.69%
5-Year Asset Growth 12.17%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 3.77%
Non-Performing Loans to Loans 0.32%
Balance Sheet Freedom First Federal Credit Union
Roanoke, VA
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Total Assets 1.17B
Total Deposits 968.56M
Capital and Reserves Freedom First Federal Credit Union
Roanoke, VA
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Capital 88.32M
Leverage Ratio 10.65
Loan Loss Reserves to Loans 0.64%
Liquidity Freedom First Federal Credit Union
Roanoke, VA
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Hot Money Ratio 9.19%
Liquidity Ratio 6.84%
Profitability Freedom First Federal Credit Union
Roanoke, VA
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5-Year Return on Average Assets 0.63%
Net Income 3.54M
Net Interest Spread 3.23%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 81.73%
Return on Assets 0.61%
Return on Equity 8.21%