Southern Research Institute Employees Federal Credit Union

Birmingham, AL

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Southern Research Institute Employees Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	7.60
Profitability Index	0.00
Stability Index	6.10

Company Info	Southern Research Institute Employees Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2217
Phone Number	(205) 203-4400
Website	--

Asset Quality	Southern Research Institute Employees Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.41%
5-Year Asset Growth	-4.05%
5-Year Charge-Offs to Average Loans	0.45%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.10%
Non-Performing Loans to Capital	0.29%
Non-Performing Loans to Loans	0.75%

Balance Sheet	Southern Research Institute Employees Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	3.84M
Total Deposits	2.44M

Capital and Reserves	Southern Research Institute Employees Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Capital	1.39M
Leverage Ratio	36.25
Loan Loss Reserves to Loans	0.93%

Liquidity	Southern Research Institute Employees Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	45.99%

Profitability	Southern Research Institute Employees Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.35%
Net Income	-9.00K
Net Interest Spread	3.26%
Operating Profit to Average Assets	-0.83%
Overhead Efficiency Ratio	123.33%
Return on Assets	-0.94%
Return on Equity	-2.58%