B
Dirigo Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Dirigo Federal Credit Union
Lewiston, ME
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Rating B
Asset Quality Index 7.70
Capitalization Index 8.40
Liquidity Index 2.90
Profitability Index 5.00
Stability Index 7.00
Company Info Dirigo Federal Credit Union
Lewiston, ME
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NCUA Charter Number 2218
Phone Number (207) 784-5435
Website www.dirigofcu.com
Asset Quality Dirigo Federal Credit Union
Lewiston, ME
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1-Year Asset Growth 9.30%
5-Year Asset Growth 10.84%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.67%
Non-Performing Loans to Capital 5.66%
Non-Performing Loans to Loans 0.78%
Balance Sheet Dirigo Federal Credit Union
Lewiston, ME
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Total Assets 464.60M
Total Deposits 413.62M
Capital and Reserves Dirigo Federal Credit Union
Lewiston, ME
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Capital 46.44M
Leverage Ratio 10.42
Loan Loss Reserves to Loans 0.71%
Liquidity Dirigo Federal Credit Union
Lewiston, ME
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Hot Money Ratio 16.50%
Liquidity Ratio 15.13%
Profitability Dirigo Federal Credit Union
Lewiston, ME
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5-Year Return on Average Assets 0.77%
Net Income 1.19M
Net Interest Spread 3.38%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 75.72%
Return on Assets 0.52%
Return on Equity 5.17%