B
Dirigo Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Dirigo Federal Credit Union
Lewiston, ME
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Rating B
Asset Quality Index 9.40
Capitalization Index 8.70
Liquidity Index 2.80
Profitability Index 3.60
Stability Index 7.20
Company Info Dirigo Federal Credit Union
Lewiston, ME
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NCUA Charter Number 2218
Phone Number (207) 784-5435
Website www.dirigofcu.com
Asset Quality Dirigo Federal Credit Union
Lewiston, ME
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1-Year Asset Growth 7.62%
5-Year Asset Growth 11.12%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 2.01%
Non-Performing Loans to Loans 0.27%
Balance Sheet Dirigo Federal Credit Union
Lewiston, ME
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Total Assets 423.64M
Total Deposits 376.72M
Capital and Reserves Dirigo Federal Credit Union
Lewiston, ME
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Capital 42.21M
Leverage Ratio 10.67
Loan Loss Reserves to Loans 0.64%
Liquidity Dirigo Federal Credit Union
Lewiston, ME
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Hot Money Ratio 15.28%
Liquidity Ratio 13.25%
Profitability Dirigo Federal Credit Union
Lewiston, ME
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5-Year Return on Average Assets 0.75%
Net Income 631.00K
Net Interest Spread 3.22%
Operating Profit to Average Assets 0.85%
Overhead Efficiency Ratio 78.20%
Return on Assets 0.61%
Return on Equity 6.03%