C
MyPoint Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MyPoint Credit Union
San Diego, CA
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Rating C
Asset Quality Index 9.80
Capitalization Index 6.30
Liquidity Index 2.00
Profitability Index 1.90
Stability Index 5.80
Company Info MyPoint Credit Union
San Diego, CA
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NCUA Charter Number 222
Phone Number (858) 495-3400
Website www.mypointcu.com
Asset Quality MyPoint Credit Union
San Diego, CA
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1-Year Asset Growth -0.77%
5-Year Asset Growth 4.28%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.99%
Non-Performing Loans to Loans 0.21%
Balance Sheet MyPoint Credit Union
San Diego, CA
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Total Assets 652.72M
Total Deposits 574.72M
Capital and Reserves MyPoint Credit Union
San Diego, CA
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Capital 56.80M
Leverage Ratio 8.75
Loan Loss Reserves to Loans 0.26%
Liquidity MyPoint Credit Union
San Diego, CA
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Hot Money Ratio 17.44%
Liquidity Ratio 7.33%
Profitability MyPoint Credit Union
San Diego, CA
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5-Year Return on Average Assets 0.38%
Net Income 49.00K
Net Interest Spread 3.13%
Operating Profit to Average Assets -0.06%
Overhead Efficiency Ratio 101.60%
Return on Assets 0.03%
Return on Equity 0.35%