| Weiss Ratings |
MyPoint Credit Union
San Diego, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 5.80 | |||
| Company Info |
MyPoint Credit Union
San Diego, CA |
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| NCUA Charter Number | 222 | |||
| Phone Number | (858) 495-3400 | |||
| Website | www.mypointcu.com | |||
| Asset Quality |
MyPoint Credit Union
San Diego, CA |
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| 1-Year Asset Growth | 3.04% | |||
| 5-Year Asset Growth | 4.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 2.04% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
MyPoint Credit Union
San Diego, CA |
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| Total Assets | 645.87M | |||
| Total Deposits | 555.07M | |||
| Capital and Reserves |
MyPoint Credit Union
San Diego, CA |
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| Capital | 57.31M | |||
| Leverage Ratio | 8.92 | |||
| Loan Loss Reserves to Loans | 0.28% | |||
| Liquidity |
MyPoint Credit Union
San Diego, CA |
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| Hot Money Ratio | 17.12% | |||
| Liquidity Ratio | 2.45% | |||
| Profitability |
MyPoint Credit Union
San Diego, CA |
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| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 545.00K | |||
| Net Interest Spread | 3.30% | |||
| Operating Profit to Average Assets | 0.19% | |||
| Overhead Efficiency Ratio | 94.93% | |||
| Return on Assets | 0.11% | |||
| Return on Equity | 1.28% | |||