Weiss Ratings |
MyPoint Credit Union
San Diego, CA |
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Rating | ||||
Asset Quality Index | 9.80 | |||
Capitalization Index | 6.30 | |||
Liquidity Index | 2.00 | |||
Profitability Index | 1.90 | |||
Stability Index | 5.80 | |||
Company Info |
MyPoint Credit Union
San Diego, CA |
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NCUA Charter Number | 222 | |||
Phone Number | (858) 495-3400 | |||
Website | www.mypointcu.com | |||
Asset Quality |
MyPoint Credit Union
San Diego, CA |
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1-Year Asset Growth | -0.77% | |||
5-Year Asset Growth | 4.28% | |||
5-Year Charge-Offs to Average Loans | 0.10% | |||
Charge-Offs to Average Loans | 0.15% | |||
Non-Performing Assets to Assets | 0.17% | |||
Non-Performing Loans to Capital | 1.99% | |||
Non-Performing Loans to Loans | 0.21% | |||
Balance Sheet |
MyPoint Credit Union
San Diego, CA |
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Total Assets | 652.72M | |||
Total Deposits | 574.72M | |||
Capital and Reserves |
MyPoint Credit Union
San Diego, CA |
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Capital | 56.80M | |||
Leverage Ratio | 8.75 | |||
Loan Loss Reserves to Loans | 0.26% | |||
Liquidity |
MyPoint Credit Union
San Diego, CA |
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Hot Money Ratio | 17.44% | |||
Liquidity Ratio | 7.33% | |||
Profitability |
MyPoint Credit Union
San Diego, CA |
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5-Year Return on Average Assets | 0.38% | |||
Net Income | 49.00K | |||
Net Interest Spread | 3.13% | |||
Operating Profit to Average Assets | -0.06% | |||
Overhead Efficiency Ratio | 101.60% | |||
Return on Assets | 0.03% | |||
Return on Equity | 0.35% | |||