B
Etma Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Etma Federal Credit Union
Louisville, TN
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 8.30
Stability Index 7.00
Company Info Etma Federal Credit Union
Louisville, TN
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NCUA Charter Number 2221
Phone Number (865) 268-2997
Website www.etmafcu.net
Asset Quality Etma Federal Credit Union
Louisville, TN
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1-Year Asset Growth 7.72%
5-Year Asset Growth 8.90%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.17%
Non-Performing Loans to Loans 0.03%
Balance Sheet Etma Federal Credit Union
Louisville, TN
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Total Assets 28.38M
Total Deposits 24.62M
Capital and Reserves Etma Federal Credit Union
Louisville, TN
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Capital 3.55M
Leverage Ratio 12.51
Loan Loss Reserves to Loans 0.21%
Liquidity Etma Federal Credit Union
Louisville, TN
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Hot Money Ratio 10.38%
Liquidity Ratio 25.32%
Profitability Etma Federal Credit Union
Louisville, TN
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5-Year Return on Average Assets 0.65%
Net Income 113.00K
Net Interest Spread 4.16%
Operating Profit to Average Assets 1.67%
Overhead Efficiency Ratio 64.90%
Return on Assets 1.59%
Return on Equity 12.93%