B
Etma Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Etma Federal Credit Union
Louisville, TN
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Rating B
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 9.30
Stability Index 7.00
Company Info Etma Federal Credit Union
Louisville, TN
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NCUA Charter Number 2221
Phone Number (865) 268-2997
Website www.etmafcu.net
Asset Quality Etma Federal Credit Union
Louisville, TN
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1-Year Asset Growth 2.68%
5-Year Asset Growth 8.90%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 5.90%
Non-Performing Loans to Loans 1.19%
Balance Sheet Etma Federal Credit Union
Louisville, TN
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Total Assets 29.01M
Total Deposits 24.96M
Capital and Reserves Etma Federal Credit Union
Louisville, TN
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Capital 3.86M
Leverage Ratio 13.29
Loan Loss Reserves to Loans 0.21%
Liquidity Etma Federal Credit Union
Louisville, TN
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Hot Money Ratio 14.02%
Liquidity Ratio 17.93%
Profitability Etma Federal Credit Union
Louisville, TN
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5-Year Return on Average Assets 0.65%
Net Income 418.00K
Net Interest Spread 4.40%
Operating Profit to Average Assets 1.99%
Overhead Efficiency Ratio 59.11%
Return on Assets 1.93%
Return on Equity 15.36%