B
Utica District Telephone Emp Federal Credit Union
UticaNY
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Utica District Telephone Emp Federal Credit Union
Utica, NY
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 2.00
Stability Index 7.70
Company Info Utica District Telephone Emp Federal Credit Union
Utica, NY
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NCUA Charter Number 2223
Phone Number (315) 724-5133
Website www.utelfcu.net
Asset Quality Utica District Telephone Emp Federal Credit Union
Utica, NY
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1-Year Asset Growth 0.26%
5-Year Asset Growth 1.05%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 2.63%
Non-Performing Loans to Loans 1.80%
Balance Sheet Utica District Telephone Emp Federal Credit Union
Utica, NY
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Total Assets 38.46M
Total Deposits 26.53M
Capital and Reserves Utica District Telephone Emp Federal Credit Union
Utica, NY
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Capital 12.36M
Leverage Ratio 32.93
Loan Loss Reserves to Loans 0.46%
Liquidity Utica District Telephone Emp Federal Credit Union
Utica, NY
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Hot Money Ratio 5.15%
Liquidity Ratio 25.96%
Profitability Utica District Telephone Emp Federal Credit Union
Utica, NY
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5-Year Return on Average Assets 0.80%
Net Income 42.00K
Net Interest Spread 3.34%
Operating Profit to Average Assets 0.47%
Overhead Efficiency Ratio 85.48%
Return on Assets 0.44%
Return on Equity 1.36%