B
Utica District Telephone Emp Federal Credit Union
Utica,  NY
Rating Date
May 2024
Net Capital
Ratio
32.42
Leverage
Ratio
32.42
Return On
Assets
0.72%
Total
Assets
38.37M
Capital
12.15M
Total
Deposits
26.67M
Net
Income
69.00K
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Weiss Ratings Utica District Telephone Emp Federal Credit Union
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Rating B
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 2.50
Stability Index 7.80
Company Info Utica District Telephone Emp Federal Credit Union
Utica, NY 		Click to
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NCUA Charter Number 2223
Phone Number (315) 724-5133
Website www.utelfcu.net
Asset Quality Utica District Telephone Emp Federal Credit Union
Utica, NY 		Click to
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1-Year Asset Growth -6.33%
5-Year Asset Growth 0.86%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 2.48%
Non-Performing Loans to Loans 1.62%
Balance Sheet Utica District Telephone Emp Federal Credit Union
Utica, NY 		Click to
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Total Assets 38.37M
Total Deposits 26.67M
Capital and Reserves Utica District Telephone Emp Federal Credit Union
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Capital 12.15M
Leverage Ratio 32.42
Loan Loss Reserves to Loans 0.46%
Liquidity Utica District Telephone Emp Federal Credit Union
Utica, NY 		Click to
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Hot Money Ratio 3.01%
Liquidity Ratio 20.30%
Profitability Utica District Telephone Emp Federal Credit Union
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5-Year Return on Average Assets 0.89%
Net Income 69.00K
Net Interest Spread 3.18%
Operating Profit to Average Assets 0.62%
Overhead Efficiency Ratio 80.40%
Return on Assets 0.72%
Return on Equity 2.28%
Weiss Ratings