B
Utica District Telephone Emp Federal Credit Union
Utica,  NY
Rating Date
July 2025
Net Capital
Ratio
32.34
Leverage
Ratio
32.41
Return On
Assets
0.44%
Total
Assets
39.21M
Capital
12.41M
Total
Deposits
27.25M
Net
Income
84.00K
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Weiss Ratings Utica District Telephone Emp Federal Credit Union
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 2.00
Stability Index 7.70
Company Info Utica District Telephone Emp Federal Credit Union
Utica, NY 		Click to
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NCUA Charter Number 2223
Phone Number (315) 724-5133
Website www.utelfcu.net
Asset Quality Utica District Telephone Emp Federal Credit Union
Utica, NY 		Click to
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1-Year Asset Growth 1.85%
5-Year Asset Growth 1.05%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.87%
Non-Performing Loans to Capital 2.63%
Non-Performing Loans to Loans 1.80%
Balance Sheet Utica District Telephone Emp Federal Credit Union
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Total Assets 39.21M
Total Deposits 27.25M
Capital and Reserves Utica District Telephone Emp Federal Credit Union
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Capital 12.41M
Leverage Ratio 32.41
Loan Loss Reserves to Loans 0.47%
Liquidity Utica District Telephone Emp Federal Credit Union
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Hot Money Ratio 5.15%
Liquidity Ratio 25.96%
Profitability Utica District Telephone Emp Federal Credit Union
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5-Year Return on Average Assets 0.80%
Net Income 84.00K
Net Interest Spread 3.41%
Operating Profit to Average Assets 0.46%
Overhead Efficiency Ratio 85.48%
Return on Assets 0.44%
Return on Equity 1.36%