B
Utica District Telephone Emp Federal Credit Union
Utica,  NY
Rating Date
September 2025
Net Capital
Ratio
32.25
Leverage
Ratio
32.32
Return On
Assets
0.45%
Total
Assets
39.47M
Capital
12.47M
Total
Deposits
27.15M
Net
Income
131.00K
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Weiss Ratings Utica District Telephone Emp Federal Credit Union
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 1.90
Stability Index 7.70
Company Info Utica District Telephone Emp Federal Credit Union
Utica, NY 		Click to
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NCUA Charter Number 2223
Phone Number (315) 724-5133
Website www.utelfcu.net
Asset Quality Utica District Telephone Emp Federal Credit Union
Utica, NY 		Click to
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1-Year Asset Growth 4.17%
5-Year Asset Growth 1.05%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 1.64%
Non-Performing Loans to Loans 1.16%
Balance Sheet Utica District Telephone Emp Federal Credit Union
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Total Assets 39.47M
Total Deposits 27.15M
Capital and Reserves Utica District Telephone Emp Federal Credit Union
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Capital 12.47M
Leverage Ratio 32.32
Loan Loss Reserves to Loans 0.50%
Liquidity Utica District Telephone Emp Federal Credit Union
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Hot Money Ratio 6.85%
Liquidity Ratio 26.54%
Profitability Utica District Telephone Emp Federal Credit Union
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5-Year Return on Average Assets 0.80%
Net Income 131.00K
Net Interest Spread 3.48%
Operating Profit to Average Assets 0.62%
Overhead Efficiency Ratio 81.42%
Return on Assets 0.45%
Return on Equity 1.41%