| Weiss Ratings |
Railroad Community Credit Union
Irondale, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 7.40 | |||
| Company Info |
Railroad Community Credit Union
Irondale, AL |
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| NCUA Charter Number | 2230 | |||
| Phone Number | (205) 956-0678 | |||
| Website | www.railroadfcu.com | |||
| Asset Quality |
Railroad Community Credit Union
Irondale, AL |
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| 1-Year Asset Growth | -1.58% | |||
| 5-Year Asset Growth | -0.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Railroad Community Credit Union
Irondale, AL |
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| Total Assets | 101.76M | |||
| Total Deposits | 88.47M | |||
| Capital and Reserves |
Railroad Community Credit Union
Irondale, AL |
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| Capital | 13.01M | |||
| Leverage Ratio | 13.67 | |||
| Loan Loss Reserves to Loans | 1.97% | |||
| Liquidity |
Railroad Community Credit Union
Irondale, AL |
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| Hot Money Ratio | 22.32% | |||
| Liquidity Ratio | 46.59% | |||
| Profitability |
Railroad Community Credit Union
Irondale, AL |
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| 5-Year Return on Average Assets | 0.11% | |||
| Net Income | 96.00K | |||
| Net Interest Spread | 1.72% | |||
| Operating Profit to Average Assets | 0.43% | |||
| Overhead Efficiency Ratio | 74.60% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 2.98% | |||