| Weiss Ratings |
Railroad Community Credit Union
Irondale, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.50 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 7.40 | |||
| Company Info |
Railroad Community Credit Union
Irondale, AL |
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| NCUA Charter Number | 2230 | |||
| Phone Number | (205) 956-0678 | |||
| Website | www.railroadfcu.com | |||
| Asset Quality |
Railroad Community Credit Union
Irondale, AL |
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| 1-Year Asset Growth | -3.06% | |||
| 5-Year Asset Growth | -0.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.18% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
Railroad Community Credit Union
Irondale, AL |
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| Total Assets | 102.21M | |||
| Total Deposits | 88.77M | |||
| Capital and Reserves |
Railroad Community Credit Union
Irondale, AL |
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| Capital | 13.19M | |||
| Leverage Ratio | 13.68 | |||
| Loan Loss Reserves to Loans | 2.05% | |||
| Liquidity |
Railroad Community Credit Union
Irondale, AL |
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| Hot Money Ratio | 22.83% | |||
| Liquidity Ratio | 48.46% | |||
| Profitability |
Railroad Community Credit Union
Irondale, AL |
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| 5-Year Return on Average Assets | 0.11% | |||
| Net Income | 174.00K | |||
| Net Interest Spread | 1.69% | |||
| Operating Profit to Average Assets | 0.37% | |||
| Overhead Efficiency Ratio | 77.42% | |||
| Return on Assets | 0.34% | |||
| Return on Equity | 2.68% | |||