E
Louviers Federal Credit Union
NewarkDE
Rating Date
May 2024
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Major Rating Factors: Very Weak current capitalization (0.8 on a scale of 0 to 10) based on a net capital to total assets of 4.2 and a net worth ratio of 0.0. Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.2 has resulted in Very Weak (0.8) profitability.
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.6 on a scale of 0 to 10). Fair liquidity 4.9, driven by a liquidity ratio of 12.8 percent and a “hot money” ratio of 1.4 percent.
Asset Mix: Consumer loans (9%), home mtgs (7%), other (84%)
Asset Quality
Non-Performing Loans to Capital
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Corporate Info
Address
185 South Main Street
Newark, DE 19711
Phone Number
(302) 733-0426
NCUA Charter Number