| Weiss Ratings |
VacationLand Federal Credit Union
Sandusky, OH |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 7.10 | |||
| Company Info |
VacationLand Federal Credit Union
Sandusky, OH |
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| NCUA Charter Number | 2245 | |||
| Phone Number | (419) 625-9025 | |||
| Website | www.vlfcu.org | |||
| Asset Quality |
VacationLand Federal Credit Union
Sandusky, OH |
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| 1-Year Asset Growth | 4.06% | |||
| 5-Year Asset Growth | 4.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.42% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 2.48% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
VacationLand Federal Credit Union
Sandusky, OH |
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| Total Assets | 313.74M | |||
| Total Deposits | 268.31M | |||
| Capital and Reserves |
VacationLand Federal Credit Union
Sandusky, OH |
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| Capital | 36.59M | |||
| Leverage Ratio | 12.85 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Liquidity |
VacationLand Federal Credit Union
Sandusky, OH |
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| Hot Money Ratio | 9.52% | |||
| Liquidity Ratio | 17.35% | |||
| Profitability |
VacationLand Federal Credit Union
Sandusky, OH |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 1.28M | |||
| Net Interest Spread | 4.44% | |||
| Operating Profit to Average Assets | 0.81% | |||
| Overhead Efficiency Ratio | 82.76% | |||
| Return on Assets | 0.55% | |||
| Return on Equity | 4.86% | |||