| Weiss Ratings |
VacationLand Federal Credit Union
Sandusky, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
VacationLand Federal Credit Union
Sandusky, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2245 | |||
| Phone Number | (419) 625-9025 | |||
| Website | www.vlfcu.org | |||
| Asset Quality |
VacationLand Federal Credit Union
Sandusky, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.54% | |||
| 5-Year Asset Growth | 4.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.41% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 3.50% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
VacationLand Federal Credit Union
Sandusky, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 312.59M | |||
| Total Deposits | 267.74M | |||
| Capital and Reserves |
VacationLand Federal Credit Union
Sandusky, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 35.57M | |||
| Leverage Ratio | 12.75 | |||
| Loan Loss Reserves to Loans | 1.20% | |||
| Liquidity |
VacationLand Federal Credit Union
Sandusky, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 9.86% | |||
| Liquidity Ratio | 15.48% | |||
| Profitability |
VacationLand Federal Credit Union
Sandusky, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 792.00K | |||
| Net Interest Spread | 4.37% | |||
| Operating Profit to Average Assets | 0.76% | |||
| Overhead Efficiency Ratio | 83.42% | |||
| Return on Assets | 0.51% | |||
| Return on Equity | 4.59% | |||