| Weiss Ratings |
VacationLand Federal Credit Union
Sandusky, OH |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 7.30 | |||
| Company Info |
VacationLand Federal Credit Union
Sandusky, OH |
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| NCUA Charter Number | 2245 | |||
| Phone Number | (419) 625-9025 | |||
| Website | www.vlfcu.org | |||
| Asset Quality |
VacationLand Federal Credit Union
Sandusky, OH |
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| 1-Year Asset Growth | 2.42% | |||
| 5-Year Asset Growth | 5.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 2.41% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
VacationLand Federal Credit Union
Sandusky, OH |
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| Total Assets | 300.90M | |||
| Total Deposits | 254.88M | |||
| Capital and Reserves |
VacationLand Federal Credit Union
Sandusky, OH |
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| Capital | 31.00M | |||
| Leverage Ratio | 12.51 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Liquidity |
VacationLand Federal Credit Union
Sandusky, OH |
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| Hot Money Ratio | 8.09% | |||
| Liquidity Ratio | 14.44% | |||
| Profitability |
VacationLand Federal Credit Union
Sandusky, OH |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 348.00K | |||
| Net Interest Spread | 4.17% | |||
| Operating Profit to Average Assets | 0.71% | |||
| Overhead Efficiency Ratio | 84.45% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 4.50% | |||