C
Sandia Area Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Sandia Area Federal Credit Union
Albuquerque, NM
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Rating C
Asset Quality Index 8.50
Capitalization Index 8.20
Liquidity Index 1.30
Profitability Index 6.90
Stability Index 4.30
Company Info Sandia Area Federal Credit Union
Albuquerque, NM
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NCUA Charter Number 2249
Phone Number (505) 292-6343
Website www.sandia.org
Asset Quality Sandia Area Federal Credit Union
Albuquerque, NM
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1-Year Asset Growth 10.06%
5-Year Asset Growth 10.46%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.33%
Non-Performing Loans to Loans 0.14%
Balance Sheet Sandia Area Federal Credit Union
Albuquerque, NM
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Total Assets 1.31B
Total Deposits 1.16B
Capital and Reserves Sandia Area Federal Credit Union
Albuquerque, NM
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Capital 133.54M
Leverage Ratio 10.77
Loan Loss Reserves to Loans 0.66%
Liquidity Sandia Area Federal Credit Union
Albuquerque, NM
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Hot Money Ratio 28.27%
Liquidity Ratio 7.62%
Profitability Sandia Area Federal Credit Union
Albuquerque, NM
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5-Year Return on Average Assets 0.92%
Net Income 3.81M
Net Interest Spread 3.12%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 60.41%
Return on Assets 1.19%
Return on Equity 11.62%