C
Saint Michaels Federal Credit Union
CraigCO
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Saint Michaels Federal Credit Union
Craig, CO
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Rating C
Asset Quality Index 4.50
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 5.00
Stability Index 3.70
Company Info Saint Michaels Federal Credit Union
Craig, CO
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NCUA Charter Number 2254
Phone Number (970) 824-2668
Website nwtriparish.com/ministries/credit-union
Asset Quality Saint Michaels Federal Credit Union
Craig, CO
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1-Year Asset Growth 7.40%
5-Year Asset Growth 0.91%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.10%
Non-Performing Loans to Capital 16.03%
Non-Performing Loans to Loans 3.50%
Balance Sheet Saint Michaels Federal Credit Union
Craig, CO
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Total Assets 1.00M
Total Deposits 884.00K
Capital and Reserves Saint Michaels Federal Credit Union
Craig, CO
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Capital 117.00K
Leverage Ratio 11.69
Loan Loss Reserves to Loans 2.33%
Liquidity Saint Michaels Federal Credit Union
Craig, CO
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Hot Money Ratio 0.00%
Liquidity Ratio 45.93%
Profitability Saint Michaels Federal Credit Union
Craig, CO
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5-Year Return on Average Assets 0.42%
Net Income 4.00K
Net Interest Spread 2.88%
Operating Profit to Average Assets 1.62%
Overhead Efficiency Ratio 33.33%
Return on Assets 1.62%
Return on Equity 13.91%