C
Saint Michaels Federal Credit Union
CraigCO
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Saint Michaels Federal Credit Union
Craig, CO
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Rating C
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 6.20
Stability Index 4.30
Company Info Saint Michaels Federal Credit Union
Craig, CO
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NCUA Charter Number 2254
Phone Number (970) 824-2668
Website nwtriparish.com/ministries/credit-union
Asset Quality Saint Michaels Federal Credit Union
Craig, CO
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1-Year Asset Growth -6.84%
5-Year Asset Growth 1.08%
5-Year Charge-Offs to Average Loans 0.75%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Saint Michaels Federal Credit Union
Craig, CO
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Total Assets 940.00K
Total Deposits 813.00K
Capital and Reserves Saint Michaels Federal Credit Union
Craig, CO
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Capital 128.00K
Leverage Ratio 13.51
Loan Loss Reserves to Loans 3.01%
Liquidity Saint Michaels Federal Credit Union
Craig, CO
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Hot Money Ratio 0.00%
Liquidity Ratio 59.16%
Profitability Saint Michaels Federal Credit Union
Craig, CO
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5-Year Return on Average Assets 0.33%
Net Income 12.00K
Net Interest Spread 4.24%
Operating Profit to Average Assets 2.26%
Overhead Efficiency Ratio 31.25%
Return on Assets 2.46%
Return on Equity 19.67%