Michigan Schools and Government Credit Union

Weiss Ratings	Michigan Schools and Government Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.20
Capitalization Index	10.00
Liquidity Index	0.60
Profitability Index	6.40
Stability Index	3.70

Company Info	Michigan Schools and Government Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	226
Phone Number	(586) 263-8800
Website	www.msgcu.org

Asset Quality	Michigan Schools and Government Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	9.02%
5-Year Asset Growth	12.26%
5-Year Charge-Offs to Average Loans	0.19%
Charge-Offs to Average Loans	0.18%
Non-Performing Assets to Assets	0.40%
Non-Performing Loans to Capital	3.29%
Non-Performing Loans to Loans	0.44%

Balance Sheet	Michigan Schools and Government Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	3.63B
Total Deposits	2.84B

Capital and Reserves	Michigan Schools and Government Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
Capital	427.01M
Leverage Ratio	11.77
Loan Loss Reserves to Loans	0.56%

Liquidity	Michigan Schools and Government Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	21.10%
Liquidity Ratio	2.87%

Profitability	Michigan Schools and Government Credit Union Clinton Township, MI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.32%
Net Income	30.35M
Net Interest Spread	2.35%
Operating Profit to Average Assets	0.72%
Overhead Efficiency Ratio	67.22%
Return on Assets	0.88%
Return on Equity	7.36%