C
Michigan Schools and Government Credit Union
Rating Date
May 2024
Net Capital
Ratio
12.01
Leverage
Ratio
12.01
Return On
Assets
1.07%
Total
Assets
3.80B
Capital
456.88M
Total
Deposits
3.14B
Net
Income
29.87M
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Weiss Ratings Michigan Schools and Government Credit Union
Clinton Township, MI 		Click to
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Rating C
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 6.40
Stability Index 3.70
Company Info Michigan Schools and Government Credit Union
Clinton Township, MI 		Click to
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NCUA Charter Number 226
Phone Number (586) 263-8800
Website www.msgcu.org
Asset Quality Michigan Schools and Government Credit Union
Clinton Township, MI 		Click to
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1-Year Asset Growth 7.67%
5-Year Asset Growth 12.26%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 3.93%
Non-Performing Loans to Loans 0.52%
Balance Sheet Michigan Schools and Government Credit Union
Clinton Township, MI 		Click to
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Total Assets 3.80B
Total Deposits 3.14B
Capital and Reserves Michigan Schools and Government Credit Union
Clinton Township, MI 		Click to
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Capital 456.88M
Leverage Ratio 12.01
Loan Loss Reserves to Loans 0.58%
Liquidity Michigan Schools and Government Credit Union
Clinton Township, MI 		Click to
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Hot Money Ratio 25.59%
Liquidity Ratio 4.82%
Profitability Michigan Schools and Government Credit Union
Clinton Township, MI 		Click to
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5-Year Return on Average Assets 1.22%
Net Income 29.87M
Net Interest Spread 2.39%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 61.77%
Return on Assets 1.07%
Return on Equity 9.01%