C
Lithium Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lithium Federal Credit Union
Bessemer City, NC
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Rating C
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 4.70
Stability Index 6.50
Company Info Lithium Federal Credit Union
Bessemer City, NC
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NCUA Charter Number 2268
Phone Number (704) 868-0890
Website www.lithiumfcu.org
Asset Quality Lithium Federal Credit Union
Bessemer City, NC
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1-Year Asset Growth 6.86%
5-Year Asset Growth 8.79%
5-Year Charge-Offs to Average Loans 0.62%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 0.89%
Non-Performing Loans to Capital 6.09%
Non-Performing Loans to Loans 1.23%
Balance Sheet Lithium Federal Credit Union
Bessemer City, NC
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Total Assets 15.80M
Total Deposits 13.45M
Capital and Reserves Lithium Federal Credit Union
Bessemer City, NC
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Capital 2.18M
Leverage Ratio 13.76
Loan Loss Reserves to Loans 1.08%
Liquidity Lithium Federal Credit Union
Bessemer City, NC
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Hot Money Ratio 12.14%
Liquidity Ratio 23.03%
Profitability Lithium Federal Credit Union
Bessemer City, NC
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5-Year Return on Average Assets 0.64%
Net Income 16.00K
Net Interest Spread 5.85%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 87.68%
Return on Assets 0.42%
Return on Equity 2.95%