Lithium Federal Credit Union
| Weiss Ratings |
Lithium Federal Credit Union
Bessemer City, NC |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 5.00 | |||
| Company Info |
Lithium Federal Credit Union
Bessemer City, NC |
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| NCUA Charter Number | 2268 | |||
| Phone Number | (704) 729-4600 | |||
| Website | www.lithiumfcu.org | |||
| Asset Quality |
Lithium Federal Credit Union
Bessemer City, NC |
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| 1-Year Asset Growth | 9.66% | |||
| 5-Year Asset Growth | 8.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.62% | |||
| Charge-Offs to Average Loans | 0.49% | |||
| Non-Performing Assets to Assets | 0.90% | |||
| Non-Performing Loans to Capital | 6.09% | |||
| Non-Performing Loans to Loans | 1.21% | |||
| Balance Sheet |
Lithium Federal Credit Union
Bessemer City, NC |
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| Total Assets | 15.95M | |||
| Total Deposits | 13.66M | |||
| Capital and Reserves |
Lithium Federal Credit Union
Bessemer City, NC |
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| Capital | 2.23M | |||
| Leverage Ratio | 13.95 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Liquidity |
Lithium Federal Credit Union
Bessemer City, NC |
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| Hot Money Ratio | 11.14% | |||
| Liquidity Ratio | 23.74% | |||
| Profitability |
Lithium Federal Credit Union
Bessemer City, NC |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 66.00K | |||
| Net Interest Spread | 6.25% | |||
| Operating Profit to Average Assets | 0.95% | |||
| Overhead Efficiency Ratio | 83.26% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 4.02% | |||