Butler Heritage Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.3 on a scale of 0 to 10).
Other Rating Factors:
Weak current capitalization (1.2 on a scale of 0 to 10) based on a net capital to total assets of 4.6 and a net worth ratio of 0.0. Excellent liquidity 7.7, driven by a liquidity ratio of 80.5 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Securities (21%), consumer loans (14%), home mtgs (4%), other (61%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
660 North University Boulevard
Middletown, OH 45042
Middletown, OH 45042
Phone Number
(513) 423-2921
NCUA Charter Number
Website
Largest Competitors
Beavercreek, OH
Middletown, OH
Middletown, OH
Middletown, OH
Middletown, OH