Sorg Bay West Federal Credit Union
Major Rating Factors:
A current level of 55.5 percent of nonperforming loans to core capital combined with 55.5 percent from a year earlier contributes to the Very Weak asset quality (0.0). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (1.0 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 2.6, driven by a liquidity ratio of 13.2 percent and a “hot money” ratio of 28.4 percent.
Asset Mix:
Consumer loans (66%), home mtgs (16%), other (18%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
400 North Broad Street
Middletown, OH 45042
Middletown, OH 45042
Phone Number
(513) 422-8697
NCUA Charter Number
Website
Largest Competitors
Beavercreek, OH
Middletown, OH
Middletown, OH
Middletown, OH
Middletown, OH