Sorg Bay West Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10). Weak current capitalization (1.3 on a scale of 0 to 10) based on a net capital to total assets of 4.6 and a net worth ratio of 4.8.
Other Rating Factors:
A current level of 32.6 percent of nonperforming loans to core capital contributes to the Weak asset quality (2.1).
Asset Mix:
Consumer loans (56%), home mtgs (15%), other (28%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
400 North Broad Street
Middletown, OH 45042
Middletown, OH 45042
Phone Number
(513) 422-8697
NCUA Charter Number
Website
Largest Competitors
Beavercreek, OH
Middletown, OH
Middletown, OH
Middletown, OH
Middletown, OH