ValleyStar Credit Union
| Weiss Ratings |
ValleyStar Credit Union
Martinsville, VA |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 5.90 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 0.80 | |||
| Stability Index | 3.40 | |||
| Company Info |
ValleyStar Credit Union
Martinsville, VA |
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| NCUA Charter Number | 230 | |||
| Phone Number | (276) 632-1679 | |||
| Website | www.valleystar.org | |||
| Asset Quality |
ValleyStar Credit Union
Martinsville, VA |
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| 1-Year Asset Growth | -9.04% | |||
| 5-Year Asset Growth | 3.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.70% | |||
| Charge-Offs to Average Loans | 1.25% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 7.53% | |||
| Non-Performing Loans to Loans | 1.00% | |||
| Balance Sheet |
ValleyStar Credit Union
Martinsville, VA |
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| Total Assets | 545.89M | |||
| Total Deposits | 437.42M | |||
| Capital and Reserves |
ValleyStar Credit Union
Martinsville, VA |
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| Capital | 45.44M | |||
| Leverage Ratio | 10.17 | |||
| Loan Loss Reserves to Loans | 1.57% | |||
| Liquidity |
ValleyStar Credit Union
Martinsville, VA |
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| Hot Money Ratio | 10.67% | |||
| Liquidity Ratio | 14.04% | |||
| Profitability |
ValleyStar Credit Union
Martinsville, VA |
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| 5-Year Return on Average Assets | 0.01% | |||
| Net Income | -2.26M | |||
| Net Interest Spread | 3.92% | |||
| Operating Profit to Average Assets | -0.19% | |||
| Overhead Efficiency Ratio | 102.66% | |||
| Return on Assets | -0.53% | |||
| Return on Equity | -6.68% | |||