ValleyStar Credit Union
| Weiss Ratings |
ValleyStar Credit Union
Martinsville, VA |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 0.40 | |||
| Stability Index | 5.20 | |||
| Company Info |
ValleyStar Credit Union
Martinsville, VA |
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| NCUA Charter Number | 230 | |||
| Phone Number | (276) 632-1679 | |||
| Website | www.valleystar.org | |||
| Asset Quality |
ValleyStar Credit Union
Martinsville, VA |
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| 1-Year Asset Growth | -5.50% | |||
| 5-Year Asset Growth | 10.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.57% | |||
| Charge-Offs to Average Loans | 1.05% | |||
| Non-Performing Assets to Assets | 0.84% | |||
| Non-Performing Loans to Capital | 9.44% | |||
| Non-Performing Loans to Loans | 1.12% | |||
| Balance Sheet |
ValleyStar Credit Union
Martinsville, VA |
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| Total Assets | 648.38M | |||
| Total Deposits | 510.30M | |||
| Capital and Reserves |
ValleyStar Credit Union
Martinsville, VA |
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| Capital | 53.30M | |||
| Leverage Ratio | 10.39 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Liquidity |
ValleyStar Credit Union
Martinsville, VA |
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| Hot Money Ratio | 12.31% | |||
| Liquidity Ratio | 11.99% | |||
| Profitability |
ValleyStar Credit Union
Martinsville, VA |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | -1.46M | |||
| Net Interest Spread | 4.13% | |||
| Operating Profit to Average Assets | 0.37% | |||
| Overhead Efficiency Ratio | 92.23% | |||
| Return on Assets | -0.89% | |||
| Return on Equity | -10.91% | |||