ValleyStar Credit Union
| Weiss Ratings |
ValleyStar Credit Union
Martinsville, VA |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 5.40 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 3.20 | |||
| Company Info |
ValleyStar Credit Union
Martinsville, VA |
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| NCUA Charter Number | 230 | |||
| Phone Number | (276) 632-1679 | |||
| Website | www.valleystar.org | |||
| Asset Quality |
ValleyStar Credit Union
Martinsville, VA |
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| 1-Year Asset Growth | -6.49% | |||
| 5-Year Asset Growth | 3.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.70% | |||
| Charge-Offs to Average Loans | 1.43% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 11.41% | |||
| Non-Performing Loans to Loans | 1.44% | |||
| Balance Sheet |
ValleyStar Credit Union
Martinsville, VA |
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| Total Assets | 562.43M | |||
| Total Deposits | 450.03M | |||
| Capital and Reserves |
ValleyStar Credit Union
Martinsville, VA |
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| Capital | 45.85M | |||
| Leverage Ratio | 10.27 | |||
| Loan Loss Reserves to Loans | 1.58% | |||
| Liquidity |
ValleyStar Credit Union
Martinsville, VA |
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| Hot Money Ratio | 10.69% | |||
| Liquidity Ratio | 13.77% | |||
| Profitability |
ValleyStar Credit Union
Martinsville, VA |
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| 5-Year Return on Average Assets | 0.01% | |||
| Net Income | -1.41M | |||
| Net Interest Spread | 3.88% | |||
| Operating Profit to Average Assets | -0.18% | |||
| Overhead Efficiency Ratio | 106.49% | |||
| Return on Assets | -0.49% | |||
| Return on Equity | -6.30% | |||