C
Union Square Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union Square Credit Union
Wichita Falls, TX
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Rating C
Asset Quality Index 6.40
Capitalization Index 5.40
Liquidity Index 3.00
Profitability Index 2.90
Stability Index 4.40
Company Info Union Square Credit Union
Wichita Falls, TX
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NCUA Charter Number 2300
Phone Number (940) 720-8000
Website www.unionsquare.org
Asset Quality Union Square Credit Union
Wichita Falls, TX
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1-Year Asset Growth -2.25%
5-Year Asset Growth 9.61%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.56%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 10.39%
Non-Performing Loans to Loans 1.11%
Balance Sheet Union Square Credit Union
Wichita Falls, TX
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Total Assets 604.86M
Total Deposits 554.16M
Capital and Reserves Union Square Credit Union
Wichita Falls, TX
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Capital 46.78M
Leverage Ratio 8.13
Loan Loss Reserves to Loans 1.04%
Liquidity Union Square Credit Union
Wichita Falls, TX
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Hot Money Ratio 15.62%
Liquidity Ratio 10.99%
Profitability Union Square Credit Union
Wichita Falls, TX
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5-Year Return on Average Assets 0.20%
Net Income 353.00K
Net Interest Spread 4.42%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 86.45%
Return on Assets 0.08%
Return on Equity 1.04%