B
Golden Valley Federal Credit Union
MantecaCA
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Golden Valley Federal Credit Union
Manteca, CA
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Rating B
Asset Quality Index 7.30
Capitalization Index 9.30
Liquidity Index 5.20
Profitability Index 7.00
Stability Index 4.70
Company Info Golden Valley Federal Credit Union
Manteca, CA
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NCUA Charter Number 2303
Phone Number (209) 825-5878
Website goldenvalleyfcu.org
Asset Quality Golden Valley Federal Credit Union
Manteca, CA
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1-Year Asset Growth -2.01%
5-Year Asset Growth 6.09%
5-Year Charge-Offs to Average Loans 0.50%
Charge-Offs to Average Loans 1.29%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 4.73%
Non-Performing Loans to Loans 0.95%
Balance Sheet Golden Valley Federal Credit Union
Manteca, CA
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Total Assets 39.68M
Total Deposits 35.14M
Capital and Reserves Golden Valley Federal Credit Union
Manteca, CA
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Capital 4.38M
Leverage Ratio 11.05
Loan Loss Reserves to Loans 1.16%
Liquidity Golden Valley Federal Credit Union
Manteca, CA
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Hot Money Ratio 1.27%
Liquidity Ratio 33.41%
Profitability Golden Valley Federal Credit Union
Manteca, CA
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5-Year Return on Average Assets 0.58%
Net Income 168.00K
Net Interest Spread 5.18%
Operating Profit to Average Assets 1.68%
Overhead Efficiency Ratio 64.10%
Return on Assets 0.56%
Return on Equity 5.21%