A
Texoma Educators Federal Credit Union
ShermanTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Texoma Educators Federal Credit Union
Sherman, TX
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Rating A
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 5.80
Stability Index 8.10
Company Info Texoma Educators Federal Credit Union
Sherman, TX
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NCUA Charter Number 2306
Phone Number (903) 892-1505
Website www.texomaeducators.com
Asset Quality Texoma Educators Federal Credit Union
Sherman, TX
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1-Year Asset Growth 0.62%
5-Year Asset Growth 5.93%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.35%
Non-Performing Loans to Loans 0.76%
Balance Sheet Texoma Educators Federal Credit Union
Sherman, TX
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Total Assets 130.96M
Total Deposits 112.23M
Capital and Reserves Texoma Educators Federal Credit Union
Sherman, TX
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Capital 17.70M
Leverage Ratio 13.52
Loan Loss Reserves to Loans 0.22%
Liquidity Texoma Educators Federal Credit Union
Sherman, TX
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Hot Money Ratio 9.60%
Liquidity Ratio 29.87%
Profitability Texoma Educators Federal Credit Union
Sherman, TX
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5-Year Return on Average Assets 0.60%
Net Income 918.00K
Net Interest Spread 2.93%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 70.00%
Return on Assets 0.93%
Return on Equity 7.12%