San Patricio County Teachers Federal Credit Union

Sinton, TX

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	San Patricio County Teachers Federal Credit Union Sinton, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.70
Capitalization Index	10.00
Liquidity Index	1.20
Profitability Index	1.00
Stability Index	6.10

Company Info	San Patricio County Teachers Federal Credit Union Sinton, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2312
Phone Number	(361) 364-3683
Website	www.sanpatcu.com

Asset Quality	San Patricio County Teachers Federal Credit Union Sinton, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-0.61%
5-Year Asset Growth	-0.95%
5-Year Charge-Offs to Average Loans	0.25%
Charge-Offs to Average Loans	0.30%
Non-Performing Assets to Assets	0.60%
Non-Performing Loans to Capital	4.32%
Non-Performing Loans to Loans	0.48%

Balance Sheet	San Patricio County Teachers Federal Credit Union Sinton, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	29.15M
Total Deposits	24.96M

Capital and Reserves	San Patricio County Teachers Federal Credit Union Sinton, TX	Click to Compare	Click to Compare	Click to Compare
Capital	3.95M
Leverage Ratio	13.69
Loan Loss Reserves to Loans	0.47%

Liquidity	San Patricio County Teachers Federal Credit Union Sinton, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	17.98%
Liquidity Ratio	6.26%

Profitability	San Patricio County Teachers Federal Credit Union Sinton, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.42%
Net Income	17.00K
Net Interest Spread	4.10%
Operating Profit to Average Assets	0.42%
Overhead Efficiency Ratio	89.97%
Return on Assets	0.11%
Return on Equity	0.86%