Cornerstone Community Federal Credit Union

Lockport, NY

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Cornerstone Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.10
Capitalization Index	0.90
Liquidity Index	3.10
Profitability Index	2.00
Stability Index	4.10

Company Info	Cornerstone Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2313
Phone Number	(716) 434-2290
Website	www.cornerstonecommunityfcu.org

Asset Quality	Cornerstone Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	9.16%
5-Year Asset Growth	7.23%
5-Year Charge-Offs to Average Loans	0.18%
Charge-Offs to Average Loans	0.17%
Non-Performing Assets to Assets	0.15%
Non-Performing Loans to Capital	3.39%
Non-Performing Loans to Loans	0.24%

Balance Sheet	Cornerstone Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	625.49M
Total Deposits	581.40M

Capital and Reserves	Cornerstone Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Capital	26.90M
Leverage Ratio	7.96
Loan Loss Reserves to Loans	0.65%

Liquidity	Cornerstone Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	7.02%
Liquidity Ratio	9.52%

Profitability	Cornerstone Community Federal Credit Union Lockport, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.67%
Net Income	573.00K
Net Interest Spread	3.57%
Operating Profit to Average Assets	0.57%
Overhead Efficiency Ratio	86.96%
Return on Assets	0.37%
Return on Equity	8.48%