| Weiss Ratings |
Public Service Federal Credit Union
Middlesex, NJ |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 6.80 | |||
| Company Info |
Public Service Federal Credit Union
Middlesex, NJ |
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| NCUA Charter Number | 2319 | |||
| Phone Number | (732) 805-9000 | |||
| Website | www.psfcunj.com | |||
| Asset Quality |
Public Service Federal Credit Union
Middlesex, NJ |
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| 1-Year Asset Growth | -0.53% | |||
| 5-Year Asset Growth | 2.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.71% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
Public Service Federal Credit Union
Middlesex, NJ |
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| Total Assets | 40.08M | |||
| Total Deposits | 33.98M | |||
| Capital and Reserves |
Public Service Federal Credit Union
Middlesex, NJ |
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| Capital | 6.02M | |||
| Leverage Ratio | 15.03 | |||
| Loan Loss Reserves to Loans | 0.50% | |||
| Liquidity |
Public Service Federal Credit Union
Middlesex, NJ |
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| Hot Money Ratio | 11.09% | |||
| Liquidity Ratio | 21.86% | |||
| Profitability |
Public Service Federal Credit Union
Middlesex, NJ |
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| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 227.00K | |||
| Net Interest Spread | 2.76% | |||
| Operating Profit to Average Assets | 1.00% | |||
| Overhead Efficiency Ratio | 67.14% | |||
| Return on Assets | 0.75% | |||
| Return on Equity | 5.14% | |||