| Weiss Ratings |
Public Service Federal Credit Union
Middlesex, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 6.60 | |||
| Company Info |
Public Service Federal Credit Union
Middlesex, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2319 | |||
| Phone Number | (732) 805-9000 | |||
| Website | www.psfcunj.com | |||
| Asset Quality |
Public Service Federal Credit Union
Middlesex, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.47% | |||
| 5-Year Asset Growth | 2.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.61% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 1.90% | |||
| Non-Performing Loans to Loans | 0.76% | |||
| Balance Sheet |
Public Service Federal Credit Union
Middlesex, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 40.03M | |||
| Total Deposits | 34.01M | |||
| Capital and Reserves |
Public Service Federal Credit Union
Middlesex, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 5.91M | |||
| Leverage Ratio | 14.77 | |||
| Loan Loss Reserves to Loans | 0.61% | |||
| Liquidity |
Public Service Federal Credit Union
Middlesex, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 10.99% | |||
| Liquidity Ratio | 24.38% | |||
| Profitability |
Public Service Federal Credit Union
Middlesex, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 116.00K | |||
| Net Interest Spread | 2.72% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 69.09% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 3.97% | |||