A
Santa Rosa County Federal Credit Union
MiltonFL
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Santa Rosa County Federal Credit Union
Milton, FL
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 8.40
Capitalization Index 8.90
Liquidity Index 5.80
Profitability Index 8.60
Stability Index 7.40
Company Info Santa Rosa County Federal Credit Union
Milton, FL
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 2320
Phone Number (850) 623-3877
Website www.srcfcu.org
Asset Quality Santa Rosa County Federal Credit Union
Milton, FL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.24%
5-Year Asset Growth 7.61%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.84%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 4.47%
Non-Performing Loans to Loans 1.17%
Balance Sheet Santa Rosa County Federal Credit Union
Milton, FL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 211.98M
Total Deposits 188.42M
Capital and Reserves Santa Rosa County Federal Credit Union
Milton, FL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 22.79M
Leverage Ratio 13.16
Loan Loss Reserves to Loans 0.96%
Liquidity Santa Rosa County Federal Credit Union
Milton, FL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 1.43%
Liquidity Ratio 25.87%
Profitability Santa Rosa County Federal Credit Union
Milton, FL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.96%
Net Income 1.11M
Net Interest Spread 3.99%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 69.68%
Return on Assets 1.06%
Return on Equity 10.17%