B
Santa Rosa County Federal Credit Union
MiltonFL
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Santa Rosa County Federal Credit Union
Milton, FL
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Rating B
Asset Quality Index 7.90
Capitalization Index 6.50
Liquidity Index 5.20
Profitability Index 8.60
Stability Index 7.10
Company Info Santa Rosa County Federal Credit Union
Milton, FL
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NCUA Charter Number 2320
Phone Number (850) 623-3877
Website www.srcfcu.org
Asset Quality Santa Rosa County Federal Credit Union
Milton, FL
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1-Year Asset Growth -1.92%
5-Year Asset Growth 9.38%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.58%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 4.92%
Non-Performing Loans to Loans 0.90%
Balance Sheet Santa Rosa County Federal Credit Union
Milton, FL
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Total Assets 200.96M
Total Deposits 182.51M
Capital and Reserves Santa Rosa County Federal Credit Union
Milton, FL
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Capital 17.93M
Leverage Ratio 12.56
Loan Loss Reserves to Loans 0.59%
Liquidity Santa Rosa County Federal Credit Union
Milton, FL
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Hot Money Ratio 1.97%
Liquidity Ratio 23.55%
Profitability Santa Rosa County Federal Credit Union
Milton, FL
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5-Year Return on Average Assets 0.99%
Net Income 635.00K
Net Interest Spread 3.86%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 68.13%
Return on Assets 1.27%
Return on Equity 14.24%