A
Santa Rosa County Federal Credit Union
MiltonFL
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Santa Rosa County Federal Credit Union
Milton, FL
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Rating A
Asset Quality Index 7.90
Capitalization Index 8.50
Liquidity Index 5.70
Profitability Index 7.60
Stability Index 7.30
Company Info Santa Rosa County Federal Credit Union
Milton, FL
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NCUA Charter Number 2320
Phone Number (850) 623-3877
Website www.srcfcu.org
Asset Quality Santa Rosa County Federal Credit Union
Milton, FL
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1-Year Asset Growth 4.29%
5-Year Asset Growth 7.61%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.67%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 5.15%
Non-Performing Loans to Loans 1.21%
Balance Sheet Santa Rosa County Federal Credit Union
Milton, FL
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Total Assets 209.59M
Total Deposits 186.80M
Capital and Reserves Santa Rosa County Federal Credit Union
Milton, FL
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Capital 22.02M
Leverage Ratio 13.03
Loan Loss Reserves to Loans 0.95%
Liquidity Santa Rosa County Federal Credit Union
Milton, FL
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Hot Money Ratio 1.38%
Liquidity Ratio 27.36%
Profitability Santa Rosa County Federal Credit Union
Milton, FL
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5-Year Return on Average Assets 0.96%
Net Income 518.00K
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 70.63%
Return on Assets 1.01%
Return on Equity 9.76%