D
Bayou Community Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
8.82
Leverage
Ratio
8.82
Return On
Assets
0.36%
Total
Assets
16.97M
Capital
1.50M
Total
Deposits
15.32M
Net
Income
15.00K
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Weiss Ratings Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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Rating D
Asset Quality Index 3.60
Capitalization Index 6.40
Liquidity Index 3.80
Profitability Index 3.20
Stability Index 1.70
Company Info Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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NCUA Charter Number 2321
Phone Number (225) 642-8663
Website www.bayoucfcu.com
Asset Quality Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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1-Year Asset Growth 6.75%
5-Year Asset Growth 4.56%
5-Year Charge-Offs to Average Loans 0.53%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 1.72%
Non-Performing Loans to Capital 18.01%
Non-Performing Loans to Loans 1.84%
Balance Sheet Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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Total Assets 16.97M
Total Deposits 15.32M
Capital and Reserves Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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Capital 1.50M
Leverage Ratio 8.82
Loan Loss Reserves to Loans 0.99%
Liquidity Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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Hot Money Ratio 12.86%
Liquidity Ratio 25.66%
Profitability Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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5-Year Return on Average Assets 0.29%
Net Income 15.00K
Net Interest Spread 4.82%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 86.75%
Return on Assets 0.36%
Return on Equity 4.03%