C
Bayou Community Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
9.18
Leverage
Ratio
9.18
Return On
Assets
3.87%
Total
Assets
18.49M
Capital
1.70M
Total
Deposits
16.52M
Net
Income
178.00K
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Weiss Ratings Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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Rating C
Asset Quality Index 7.80
Capitalization Index 6.70
Liquidity Index 4.60
Profitability Index 4.50
Stability Index 3.70
Company Info Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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NCUA Charter Number 2321
Phone Number (225) 642-8663
Website www.bayoucfcu.com
Asset Quality Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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1-Year Asset Growth 8.94%
5-Year Asset Growth 6.06%
5-Year Charge-Offs to Average Loans 0.63%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.65%
Non-Performing Loans to Loans 0.42%
Balance Sheet Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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Total Assets 18.49M
Total Deposits 16.52M
Capital and Reserves Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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Capital 1.70M
Leverage Ratio 9.18
Loan Loss Reserves to Loans 1.62%
Liquidity Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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Hot Money Ratio 19.05%
Liquidity Ratio 33.42%
Profitability Bayou Community Federal Credit Union
Saint Gabriel, LA 		Click to
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5-Year Return on Average Assets 0.30%
Net Income 178.00K
Net Interest Spread 4.36%
Operating Profit to Average Assets 5.02%
Overhead Efficiency Ratio 50.22%
Return on Assets 3.87%
Return on Equity 44.28%