Radiant Credit Union
| Weiss Ratings |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2324 | |||
| Phone Number | (352) 381-5200 | |||
| Website | www.radiantcu.org | |||
| Asset Quality |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.35% | |||
| 5-Year Asset Growth | 11.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.61% | |||
| Charge-Offs to Average Loans | 0.64% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 5.56% | |||
| Non-Performing Loans to Loans | 0.56% | |||
| Balance Sheet |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 895.49M | |||
| Total Deposits | 772.83M | |||
| Capital and Reserves |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 76.07M | |||
| Leverage Ratio | 8.89 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Liquidity |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 21.18% | |||
| Liquidity Ratio | 13.31% | |||
| Profitability |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 2.84M | |||
| Net Interest Spread | 4.19% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 78.76% | |||
| Return on Assets | 0.65% | |||
| Return on Equity | 7.68% | |||