Radiant Credit Union
| Weiss Ratings |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 5.30 | |||
| Company Info |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2324 | |||
| Phone Number | (352) 381-5200 | |||
| Website | www.radiantcu.org | |||
| Asset Quality |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.45% | |||
| 5-Year Asset Growth | 12.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.50% | |||
| Charge-Offs to Average Loans | 0.88% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 7.44% | |||
| Non-Performing Loans to Loans | 0.71% | |||
| Balance Sheet |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 829.05M | |||
| Total Deposits | 712.25M | |||
| Capital and Reserves |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 67.96M | |||
| Leverage Ratio | 8.95 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Liquidity |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.69% | |||
| Liquidity Ratio | 13.05% | |||
| Profitability |
Radiant Credit Union
Gainesville, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 1.55M | |||
| Net Interest Spread | 3.92% | |||
| Operating Profit to Average Assets | 1.23% | |||
| Overhead Efficiency Ratio | 75.24% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 9.23% | |||