Radiant Credit Union
| Weiss Ratings |
Radiant Credit Union
Gainesville, FL |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 5.30 | |||
| Company Info |
Radiant Credit Union
Gainesville, FL |
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| NCUA Charter Number | 2324 | |||
| Phone Number | (352) 381-5200 | |||
| Website | www.radiantcu.org | |||
| Asset Quality |
Radiant Credit Union
Gainesville, FL |
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| 1-Year Asset Growth | 4.79% | |||
| 5-Year Asset Growth | 12.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.50% | |||
| Charge-Offs to Average Loans | 0.95% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 5.90% | |||
| Non-Performing Loans to Loans | 0.61% | |||
| Balance Sheet |
Radiant Credit Union
Gainesville, FL |
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| Total Assets | 842.54M | |||
| Total Deposits | 724.94M | |||
| Capital and Reserves |
Radiant Credit Union
Gainesville, FL |
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| Capital | 71.89M | |||
| Leverage Ratio | 9.03 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Liquidity |
Radiant Credit Union
Gainesville, FL |
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| Hot Money Ratio | 21.01% | |||
| Liquidity Ratio | 12.47% | |||
| Profitability |
Radiant Credit Union
Gainesville, FL |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 3.83M | |||
| Net Interest Spread | 3.93% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 76.62% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 7.40% | |||