C
Embold Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Embold Federal Credit Union
Oak Grove, OR
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Rating C
Asset Quality Index 7.50
Capitalization Index 6.90
Liquidity Index 2.60
Profitability Index 3.00
Stability Index 5.70
Company Info Embold Federal Credit Union
Oak Grove, OR
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NCUA Charter Number 2326
Phone Number (503) 656-0671
Website www.emboldcu.org
Asset Quality Embold Federal Credit Union
Oak Grove, OR
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1-Year Asset Growth -1.72%
5-Year Asset Growth 7.64%
5-Year Charge-Offs to Average Loans 0.51%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 5.13%
Non-Performing Loans to Loans 0.57%
Balance Sheet Embold Federal Credit Union
Oak Grove, OR
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Total Assets 597.89M
Total Deposits 534.21M
Capital and Reserves Embold Federal Credit Union
Oak Grove, OR
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Capital 56.21M
Leverage Ratio 9.83
Loan Loss Reserves to Loans 0.85%
Liquidity Embold Federal Credit Union
Oak Grove, OR
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Hot Money Ratio 11.51%
Liquidity Ratio 10.90%
Profitability Embold Federal Credit Union
Oak Grove, OR
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5-Year Return on Average Assets 0.50%
Net Income 1.51M
Net Interest Spread 5.01%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 84.65%
Return on Assets 0.34%
Return on Equity 3.71%