A
Panhandle Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Panhandle Credit Union
Panama City, FL
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Rating A
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 4.10
Stability Index 8.70
Company Info Panhandle Credit Union
Panama City, FL
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NCUA Charter Number 2329
Phone Number (850) 769-3306
Website www.panhandlecu.org
Asset Quality Panhandle Credit Union
Panama City, FL
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1-Year Asset Growth 2.34%
5-Year Asset Growth 4.40%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.90%
Non-Performing Loans to Loans 0.30%
Balance Sheet Panhandle Credit Union
Panama City, FL
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Total Assets 314.62M
Total Deposits 272.86M
Capital and Reserves Panhandle Credit Union
Panama City, FL
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Capital 38.25M
Leverage Ratio 13.28
Loan Loss Reserves to Loans 1.20%
Liquidity Panhandle Credit Union
Panama City, FL
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Hot Money Ratio 11.10%
Liquidity Ratio 22.15%
Profitability Panhandle Credit Union
Panama City, FL
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5-Year Return on Average Assets 1.03%
Net Income 553.00K
Net Interest Spread 4.46%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 81.19%
Return on Assets 0.71%
Return on Equity 5.82%