A
Panhandle Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Panhandle Credit Union
Panama City, FL
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 5.20
Stability Index 8.70
Company Info Panhandle Credit Union
Panama City, FL
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NCUA Charter Number 2329
Phone Number (850) 769-3306
Website www.panhandlecu.org
Asset Quality Panhandle Credit Union
Panama City, FL
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1-Year Asset Growth 7.08%
5-Year Asset Growth 4.40%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.61%
Non-Performing Loans to Loans 0.29%
Balance Sheet Panhandle Credit Union
Panama City, FL
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Total Assets 329.04M
Total Deposits 284.99M
Capital and Reserves Panhandle Credit Union
Panama City, FL
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Capital 40.64M
Leverage Ratio 13.04
Loan Loss Reserves to Loans 1.07%
Liquidity Panhandle Credit Union
Panama City, FL
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Hot Money Ratio 14.22%
Liquidity Ratio 25.28%
Profitability Panhandle Credit Union
Panama City, FL
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5-Year Return on Average Assets 1.03%
Net Income 2.05M
Net Interest Spread 4.61%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 78.57%
Return on Assets 0.86%
Return on Equity 7.03%