C
Mass Bay Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mass Bay Credit Union
South Boston, MA
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Rating C
Asset Quality Index 7.20
Capitalization Index 6.70
Liquidity Index 1.40
Profitability Index 2.90
Stability Index 6.50
Company Info Mass Bay Credit Union
South Boston, MA
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NCUA Charter Number 233
Phone Number (617) 269-2700
Website www.massbaycu.org
Asset Quality Mass Bay Credit Union
South Boston, MA
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1-Year Asset Growth 9.81%
5-Year Asset Growth 7.21%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 6.27%
Non-Performing Loans to Loans 0.71%
Balance Sheet Mass Bay Credit Union
South Boston, MA
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Total Assets 357.12M
Total Deposits 250.40M
Capital and Reserves Mass Bay Credit Union
South Boston, MA
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Capital 32.93M
Leverage Ratio 10.51
Loan Loss Reserves to Loans 0.15%
Liquidity Mass Bay Credit Union
South Boston, MA
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Hot Money Ratio 17.29%
Liquidity Ratio 9.14%
Profitability Mass Bay Credit Union
South Boston, MA
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5-Year Return on Average Assets 0.75%
Net Income 299.00K
Net Interest Spread 2.95%
Operating Profit to Average Assets 0.55%
Overhead Efficiency Ratio 83.60%
Return on Assets 0.34%
Return on Equity 3.64%