C
Mass Bay Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mass Bay Credit Union
South Boston, MA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.60
Capitalization Index 7.40
Liquidity Index 1.40
Profitability Index 4.00
Stability Index 6.50
Company Info Mass Bay Credit Union
South Boston, MA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 233
Phone Number (617) 269-2700
Website www.massbaycu.org
Asset Quality Mass Bay Credit Union
South Boston, MA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.45%
5-Year Asset Growth 6.20%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.51%
Non-Performing Loans to Loans 0.30%
Balance Sheet Mass Bay Credit Union
South Boston, MA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 362.29M
Total Deposits 255.16M
Capital and Reserves Mass Bay Credit Union
South Boston, MA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 35.16M
Leverage Ratio 10.82
Loan Loss Reserves to Loans 0.18%
Liquidity Mass Bay Credit Union
South Boston, MA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 19.36%
Liquidity Ratio 10.21%
Profitability Mass Bay Credit Union
South Boston, MA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.72%
Net Income 326.00K
Net Interest Spread 2.92%
Operating Profit to Average Assets 0.43%
Overhead Efficiency Ratio 87.25%
Return on Assets 0.36%
Return on Equity 3.76%