D
Downey Federal Credit Union
DowneyCA
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Downey Federal Credit Union
Downey, CA
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Rating D
Asset Quality Index 1.70
Capitalization Index 4.00
Liquidity Index 3.20
Profitability Index 0.20
Stability Index 2.30
Company Info Downey Federal Credit Union
Downey, CA
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NCUA Charter Number 2336
Phone Number (562) 862-8141
Website www.downeyfcu.org
Asset Quality Downey Federal Credit Union
Downey, CA
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1-Year Asset Growth -2.34%
5-Year Asset Growth 7.26%
5-Year Charge-Offs to Average Loans 0.49%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 2.72%
Non-Performing Loans to Capital 37.59%
Non-Performing Loans to Loans 4.83%
Balance Sheet Downey Federal Credit Union
Downey, CA
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Total Assets 326.78M
Total Deposits 260.67M
Capital and Reserves Downey Federal Credit Union
Downey, CA
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Capital 20.62M
Leverage Ratio 9.20
Loan Loss Reserves to Loans 1.66%
Liquidity Downey Federal Credit Union
Downey, CA
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Hot Money Ratio 13.47%
Liquidity Ratio 14.20%
Profitability Downey Federal Credit Union
Downey, CA
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5-Year Return on Average Assets 0.18%
Net Income -423.00K
Net Interest Spread 3.31%
Operating Profit to Average Assets 0.53%
Overhead Efficiency Ratio 85.85%
Return on Assets -0.17%
Return on Equity -3.06%