B
S R I Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
11.60
Leverage
Ratio
11.82
Return On
Assets
0.96%
Total
Assets
237.47M
Capital
26.60M
Total
Deposits
197.81M
Net
Income
1.13M
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Weiss Ratings S R I Federal Credit Union
Menlo Park, CA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 9.70
Liquidity Index 2.80
Profitability Index 5.80
Stability Index 7.10
Company Info S R I Federal Credit Union
Menlo Park, CA 		Click to
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NCUA Charter Number 2337
Phone Number (650) 859-3711
Website www.srifcu.org
Asset Quality S R I Federal Credit Union
Menlo Park, CA 		Click to
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1-Year Asset Growth 8.29%
5-Year Asset Growth 15.55%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 1.12%
Non-Performing Loans to Loans 0.17%
Balance Sheet S R I Federal Credit Union
Menlo Park, CA 		Click to
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Total Assets 237.47M
Total Deposits 197.81M
Capital and Reserves S R I Federal Credit Union
Menlo Park, CA 		Click to
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Capital 26.60M
Leverage Ratio 11.82
Loan Loss Reserves to Loans 0.25%
Liquidity S R I Federal Credit Union
Menlo Park, CA 		Click to
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Hot Money Ratio 20.74%
Liquidity Ratio 14.98%
Profitability S R I Federal Credit Union
Menlo Park, CA 		Click to
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5-Year Return on Average Assets 0.87%
Net Income 1.13M
Net Interest Spread 2.71%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 60.45%
Return on Assets 0.96%
Return on Equity 8.68%