Mercer County Community Federal Credit Union

Hermitage, PA

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Mercer County Community Federal Credit Union Hermitage, PA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	5.60
Capitalization Index	8.70
Liquidity Index	5.30
Profitability Index	4.90
Stability Index	6.30

Company Info	Mercer County Community Federal Credit Union Hermitage, PA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2339
Phone Number	(724) 981-9410
Website	www.mercomfcu.org

Asset Quality	Mercer County Community Federal Credit Union Hermitage, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.36%
5-Year Asset Growth	5.98%
5-Year Charge-Offs to Average Loans	0.49%
Charge-Offs to Average Loans	1.20%
Non-Performing Assets to Assets	2.13%
Non-Performing Loans to Capital	18.96%
Non-Performing Loans to Loans	4.85%

Balance Sheet	Mercer County Community Federal Credit Union Hermitage, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	110.32M
Total Deposits	98.26M

Capital and Reserves	Mercer County Community Federal Credit Union Hermitage, PA	Click to Compare	Click to Compare	Click to Compare
Capital	11.73M
Leverage Ratio	10.64
Loan Loss Reserves to Loans	1.33%

Liquidity	Mercer County Community Federal Credit Union Hermitage, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	3.17%
Liquidity Ratio	25.58%

Profitability	Mercer County Community Federal Credit Union Hermitage, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.77%
Net Income	407.00K
Net Interest Spread	5.15%
Operating Profit to Average Assets	1.37%
Overhead Efficiency Ratio	69.32%
Return on Assets	0.74%
Return on Equity	7.08%