B
Mercer County Community Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
10.38
Leverage
Ratio
10.40
Return On
Assets
0.53%
Total
Assets
110.41M
Capital
11.46M
Total
Deposits
98.63M
Net
Income
144.00K
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Weiss Ratings Mercer County Community Federal Credit Union
Hermitage, PA 		Click to
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Rating B
Asset Quality Index 5.20
Capitalization Index 8.30
Liquidity Index 5.50
Profitability Index 3.50
Stability Index 6.20
Company Info Mercer County Community Federal Credit Union
Hermitage, PA 		Click to
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NCUA Charter Number 2339
Phone Number (724) 981-9410
Website www.mercomfcu.org
Asset Quality Mercer County Community Federal Credit Union
Hermitage, PA 		Click to
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1-Year Asset Growth 4.19%
5-Year Asset Growth 5.98%
5-Year Charge-Offs to Average Loans 0.49%
Charge-Offs to Average Loans 0.72%
Non-Performing Assets to Assets 2.12%
Non-Performing Loans to Capital 19.28%
Non-Performing Loans to Loans 4.76%
Balance Sheet Mercer County Community Federal Credit Union
Hermitage, PA 		Click to
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Total Assets 110.41M
Total Deposits 98.63M
Capital and Reserves Mercer County Community Federal Credit Union
Hermitage, PA 		Click to
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Capital 11.46M
Leverage Ratio 10.40
Loan Loss Reserves to Loans 1.40%
Liquidity Mercer County Community Federal Credit Union
Hermitage, PA 		Click to
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Hot Money Ratio 2.91%
Liquidity Ratio 31.17%
Profitability Mercer County Community Federal Credit Union
Hermitage, PA 		Click to
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5-Year Return on Average Assets 0.77%
Net Income 144.00K
Net Interest Spread 5.08%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 72.17%
Return on Assets 0.53%
Return on Equity 5.06%