Weiss Ratings
Alcoa Community Federal Credit Union
Benton, AR
Benton, AR
Low
Alcoa Community Federal Credit Union
Industry Average
High
Asset Quality Index
6.80
0.00
10.00
Capitalization Index
5.30
0.00
10.00
Liquidity Index
3.40
0.30
9.70
Profitability Index
0.10
0.00
10.00
Stability Index
3.00
0.00
10.00
Asset Quality
Alcoa Community Federal Credit Union
Benton, AR
Benton, AR
Low
Alcoa Community Federal Credit Union
Industry Average
High
1-Year Asset Growth
2.42%
< -10.00%
> 10.00%
5-Year Asset Growth
8.61%
< 0.00%
> 20.00%
5-Year Charge-Offs to Average Loans
0.23%
< 0.00%
> 10.00%
Charge-Offs to Average Loans
-0.05%
< -10.00%
> 10.00%
Non-Performing Assets to Assets
0.32%
0.00%
> 10.00%
Non-Performing Loans to Capital
4.03%
0.00%
> 20.00%
Non-Performing Loans to Loans
0.08%
0.00%
> 10.00%
Balance Sheet
Alcoa Community Federal Credit Union
Benton, AR
Benton, AR
Low
Alcoa Community Federal Credit Union
Industry Average
High
Total Assets
66.82M
< 66.82M
> 1.00B
Total Deposits
61.09M
< 61.09M
> 841.23M
Capital and Reserves
Alcoa Community Federal Credit Union
Benton, AR
Benton, AR
Low
Alcoa Community Federal Credit Union
Industry Average
High
Capital
5.09M
< 5.09M
> 90.66M
Leverage Ratio
8.13
0.00
> 30.00
Loan Loss Reserves to Loans
0.49%
0.00%
> 10.00%
Risk-Based Capital Ratio
7.62
< 0.00
> 30.00
Liquidity
Alcoa Community Federal Credit Union
Benton, AR
Benton, AR
Low
Alcoa Community Federal Credit Union
Industry Average
High
Hot Money Ratio
8.82%
0.00%
> 20.00%
Liquidity Ratio
14.39%
< 10.00%
> 60.00%
Profitability
Alcoa Community Federal Credit Union
Benton, AR
Benton, AR
Low
Alcoa Community Federal Credit Union
Industry Average
High
5-Year Return on Average Assets
0.28%
< 0.00%
> 10.00%
Net Income
17.00K
< 17.00K
> 1.63M
Net Interest Spread
3.67%
< 0.00%
> 10.00%
Operating Profit to Average Assets
0.04%
< 0.00%
> 10.00%
Overhead Efficiency Ratio
100.56%
< 40.00%
> 170.00%
Return on Assets
0.10%
< 0.00%
> 10.00%
Return on Equity
1.34%
< 0.00%
> 10.00%