B
Coastal Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Coastal Community Federal Credit Union
Galveston, TX
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Rating B
Asset Quality Index 5.00
Capitalization Index 7.70
Liquidity Index 5.40
Profitability Index 4.50
Stability Index 4.50
Company Info Coastal Community Federal Credit Union
Galveston, TX
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NCUA Charter Number 2346
Phone Number (409) 765-6067
Website www.coastalcommunityfcu.org
Asset Quality Coastal Community Federal Credit Union
Galveston, TX
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1-Year Asset Growth 4.08%
5-Year Asset Growth 6.89%
5-Year Charge-Offs to Average Loans 0.97%
Charge-Offs to Average Loans 1.30%
Non-Performing Assets to Assets 1.32%
Non-Performing Loans to Capital 12.54%
Non-Performing Loans to Loans 2.28%
Balance Sheet Coastal Community Federal Credit Union
Galveston, TX
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Total Assets 97.14M
Total Deposits 86.30M
Capital and Reserves Coastal Community Federal Credit Union
Galveston, TX
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Capital 9.69M
Leverage Ratio 10.14
Loan Loss Reserves to Loans 1.00%
Liquidity Coastal Community Federal Credit Union
Galveston, TX
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Hot Money Ratio 12.46%
Liquidity Ratio 36.09%
Profitability Coastal Community Federal Credit Union
Galveston, TX
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5-Year Return on Average Assets 0.85%
Net Income 201.00K
Net Interest Spread 5.21%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 84.54%
Return on Assets 0.28%
Return on Equity 2.77%