B
IH Credit Union, Inc
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings IH Credit Union, Inc
Springfield, OH
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Rating B
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 4.60
Stability Index 6.80
Company Info IH Credit Union, Inc
Springfield, OH
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NCUA Charter Number 235
Phone Number (937) 390-1800
Website www.ihcreditunion.com
Asset Quality IH Credit Union, Inc
Springfield, OH
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1-Year Asset Growth 4.63%
5-Year Asset Growth 3.19%
5-Year Charge-Offs to Average Loans 0.71%
Charge-Offs to Average Loans 1.27%
Non-Performing Assets to Assets 1.17%
Non-Performing Loans to Capital 7.71%
Non-Performing Loans to Loans 1.78%
Balance Sheet IH Credit Union, Inc
Springfield, OH
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Total Assets 359.11M
Total Deposits 270.23M
Capital and Reserves IH Credit Union, Inc
Springfield, OH
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Capital 50.31M
Leverage Ratio 15.76
Loan Loss Reserves to Loans 2.03%
Liquidity IH Credit Union, Inc
Springfield, OH
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Hot Money Ratio 13.49%
Liquidity Ratio 8.29%
Profitability IH Credit Union, Inc
Springfield, OH
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5-Year Return on Average Assets 0.31%
Net Income 1.35M
Net Interest Spread 3.87%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 74.34%
Return on Assets 0.51%
Return on Equity 3.79%