C
Befit Financial Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Befit Financial Federal Credit Union
Vacaville, CA
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Rating C
Asset Quality Index 5.80
Capitalization Index 7.10
Liquidity Index 4.80
Profitability Index 0.40
Stability Index 4.10
Company Info Befit Financial Federal Credit Union
Vacaville, CA
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NCUA Charter Number 2350
Phone Number (707) 557-8900
Website bffcu.org
Asset Quality Befit Financial Federal Credit Union
Vacaville, CA
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1-Year Asset Growth -1.15%
5-Year Asset Growth -0.18%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 1.13%
Non-Performing Loans to Capital 11.31%
Non-Performing Loans to Loans 1.99%
Balance Sheet Befit Financial Federal Credit Union
Vacaville, CA
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Total Assets 38.83M
Total Deposits 34.78M
Capital and Reserves Befit Financial Federal Credit Union
Vacaville, CA
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Capital 3.70M
Leverage Ratio 9.58
Loan Loss Reserves to Loans 0.87%
Liquidity Befit Financial Federal Credit Union
Vacaville, CA
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Hot Money Ratio 5.57%
Liquidity Ratio 30.01%
Profitability Befit Financial Federal Credit Union
Vacaville, CA
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5-Year Return on Average Assets 0.17%
Net Income 5.00K
Net Interest Spread 4.39%
Operating Profit to Average Assets 0.20%
Overhead Efficiency Ratio 95.75%
Return on Assets 0.05%
Return on Equity 0.54%