B
Covington Schools Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Covington Schools Federal Credit Union
Andalusia, AL
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Rating B
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 7.50
Stability Index 6.30
Company Info Covington Schools Federal Credit Union
Andalusia, AL
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NCUA Charter Number 2353
Phone Number (334) 222-2169
Website --
Asset Quality Covington Schools Federal Credit Union
Andalusia, AL
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1-Year Asset Growth 1.52%
5-Year Asset Growth 4.12%
5-Year Charge-Offs to Average Loans 0.59%
Charge-Offs to Average Loans 0.97%
Non-Performing Assets to Assets 1.67%
Non-Performing Loans to Capital 4.06%
Non-Performing Loans to Loans 2.55%
Balance Sheet Covington Schools Federal Credit Union
Andalusia, AL
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Total Assets 21.48M
Total Deposits 12.95M
Capital and Reserves Covington Schools Federal Credit Union
Andalusia, AL
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Capital 8.65M
Leverage Ratio 40.26
Loan Loss Reserves to Loans 1.52%
Liquidity Covington Schools Federal Credit Union
Andalusia, AL
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Hot Money Ratio 0.00%
Liquidity Ratio 75.64%
Profitability Covington Schools Federal Credit Union
Andalusia, AL
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5-Year Return on Average Assets 1.66%
Net Income 127.00K
Net Interest Spread 5.78%
Operating Profit to Average Assets 2.42%
Overhead Efficiency Ratio 37.56%
Return on Assets 2.40%
Return on Equity 6.17%