C
Paradise Valley Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
8.79
Leverage
Ratio
10.36
Return On
Assets
-0.43%
Total
Assets
80.17M
Capital
7.05M
Total
Deposits
72.34M
Net
Income
-362.00K
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Weiss Ratings Paradise Valley Federal Credit Union
National City, CA 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 6.40
Liquidity Index 4.30
Profitability Index 0.40
Stability Index 3.50
Company Info Paradise Valley Federal Credit Union
National City, CA 		Click to
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NCUA Charter Number 2355
Phone Number (619) 475-4313
Website www.paradisevalleyfcu.org
Asset Quality Paradise Valley Federal Credit Union
National City, CA 		Click to
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1-Year Asset Growth -8.60%
5-Year Asset Growth 0.73%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.44%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.36%
Non-Performing Loans to Loans 0.05%
Balance Sheet Paradise Valley Federal Credit Union
National City, CA 		Click to
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Total Assets 80.17M
Total Deposits 72.34M
Capital and Reserves Paradise Valley Federal Credit Union
National City, CA 		Click to
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Capital 7.05M
Leverage Ratio 10.36
Loan Loss Reserves to Loans 0.34%
Liquidity Paradise Valley Federal Credit Union
National City, CA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 21.07%
Profitability Paradise Valley Federal Credit Union
National City, CA 		Click to
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5-Year Return on Average Assets -0.20%
Net Income -362.00K
Net Interest Spread 2.73%
Operating Profit to Average Assets -0.27%
Overhead Efficiency Ratio 108.86%
Return on Assets -0.43%
Return on Equity -4.80%