| Weiss Ratings |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.90 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 6.40 | |||
| Company Info |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2358 | |||
| Phone Number | (814) 946-1294 | |||
| Website | www.yourchoicefcu.com | |||
| Asset Quality |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.35% | |||
| 5-Year Asset Growth | 4.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 2.90% | |||
| Non-Performing Loans to Loans | 1.72% | |||
| Balance Sheet |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 13.09M | |||
| Total Deposits | 11.41M | |||
| Capital and Reserves |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 1.68M | |||
| Leverage Ratio | 12.90 | |||
| Loan Loss Reserves to Loans | 1.62% | |||
| Liquidity |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 26.93% | |||
| Profitability |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 74.00K | |||
| Net Interest Spread | 3.81% | |||
| Operating Profit to Average Assets | 0.73% | |||
| Overhead Efficiency Ratio | 82.91% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 6.09% | |||