| Weiss Ratings |
Your Choice Federal Credit Union
Altoona, PA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 7.30 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 6.10 | |||
| Company Info |
Your Choice Federal Credit Union
Altoona, PA |
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| NCUA Charter Number | 2358 | |||
| Phone Number | (814) 946-1294 | |||
| Website | www.yourchoicefcu.com | |||
| Asset Quality |
Your Choice Federal Credit Union
Altoona, PA |
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| 1-Year Asset Growth | 4.80% | |||
| 5-Year Asset Growth | 4.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | -0.13% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 0.97% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
Your Choice Federal Credit Union
Altoona, PA |
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| Total Assets | 13.91M | |||
| Total Deposits | 12.30M | |||
| Capital and Reserves |
Your Choice Federal Credit Union
Altoona, PA |
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| Capital | 1.61M | |||
| Leverage Ratio | 11.78 | |||
| Loan Loss Reserves to Loans | 1.64% | |||
| Liquidity |
Your Choice Federal Credit Union
Altoona, PA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 39.16% | |||
| Profitability |
Your Choice Federal Credit Union
Altoona, PA |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 24.00K | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 0.71% | |||
| Overhead Efficiency Ratio | 82.48% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 6.04% | |||