| Weiss Ratings |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 7.10 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 6.20 | |||
| Company Info |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2358 | |||
| Phone Number | (814) 946-1294 | |||
| Website | www.yourchoicefcu.com | |||
| Asset Quality |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.60% | |||
| 5-Year Asset Growth | 4.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | -0.07% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 3.69% | |||
| Non-Performing Loans to Loans | 2.09% | |||
| Balance Sheet |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 13.69M | |||
| Total Deposits | 12.05M | |||
| Capital and Reserves |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 1.63M | |||
| Leverage Ratio | 12.11 | |||
| Loan Loss Reserves to Loans | 1.69% | |||
| Liquidity |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 31.88% | |||
| Profitability |
Your Choice Federal Credit Union
Altoona, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 44.00K | |||
| Net Interest Spread | 3.80% | |||
| Operating Profit to Average Assets | 0.63% | |||
| Overhead Efficiency Ratio | 84.81% | |||
| Return on Assets | 0.65% | |||
| Return on Equity | 5.49% | |||