| Weiss Ratings |
Your Choice Federal Credit Union
Altoona, PA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 6.80 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 5.60 | |||
| Company Info |
Your Choice Federal Credit Union
Altoona, PA |
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| NCUA Charter Number | 2358 | |||
| Phone Number | (814) 946-1294 | |||
| Website | www.yourchoicefcu.com | |||
| Asset Quality |
Your Choice Federal Credit Union
Altoona, PA |
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| 1-Year Asset Growth | -5.54% | |||
| 5-Year Asset Growth | 5.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.73% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.86% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
Your Choice Federal Credit Union
Altoona, PA |
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| Total Assets | 13.27M | |||
| Total Deposits | 11.80M | |||
| Capital and Reserves |
Your Choice Federal Credit Union
Altoona, PA |
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| Capital | 1.46M | |||
| Leverage Ratio | 11.76 | |||
| Loan Loss Reserves to Loans | 1.64% | |||
| Liquidity |
Your Choice Federal Credit Union
Altoona, PA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 27.63% | |||
| Profitability |
Your Choice Federal Credit Union
Altoona, PA |
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| 5-Year Return on Average Assets | 0.29% | |||
| Net Income | 28.00K | |||
| Net Interest Spread | 3.20% | |||
| Operating Profit to Average Assets | 0.82% | |||
| Overhead Efficiency Ratio | 79.70% | |||
| Return on Assets | 0.85% | |||
| Return on Equity | 7.88% | |||