B
State Employees Credit Union of Maryland
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Employees Credit Union of Maryland
Linthicum, MD
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Rating B
Asset Quality Index 8.40
Capitalization Index 6.40
Liquidity Index 2.10
Profitability Index 4.20
Stability Index 7.40
Company Info State Employees Credit Union of Maryland
Linthicum, MD
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NCUA Charter Number 236
Phone Number (410) 487-7300
Website www.secumd.org
Asset Quality State Employees Credit Union of Maryland
Linthicum, MD
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1-Year Asset Growth 0.39%
5-Year Asset Growth 7.71%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans 0.57%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 4.46%
Non-Performing Loans to Loans 0.54%
Balance Sheet State Employees Credit Union of Maryland
Linthicum, MD
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Total Assets 5.64B
Total Deposits 4.73B
Capital and Reserves State Employees Credit Union of Maryland
Linthicum, MD
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Capital 507.27M
Leverage Ratio 10.02
Loan Loss Reserves to Loans 0.91%
Liquidity State Employees Credit Union of Maryland
Linthicum, MD
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Hot Money Ratio 17.27%
Liquidity Ratio 9.99%
Profitability State Employees Credit Union of Maryland
Linthicum, MD
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5-Year Return on Average Assets 0.74%
Net Income 15.94M
Net Interest Spread 3.20%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 77.48%
Return on Assets 0.57%
Return on Equity 6.47%