| Weiss Ratings |
State Employees Credit Union of Maryland
Linthicum, MD |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 5.90 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 6.90 | |||
| Company Info |
State Employees Credit Union of Maryland
Linthicum, MD |
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| NCUA Charter Number | 236 | |||
| Phone Number | (410) 487-7300 | |||
| Website | www.secumd.org | |||
| Asset Quality |
State Employees Credit Union of Maryland
Linthicum, MD |
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| 1-Year Asset Growth | 7.80% | |||
| 5-Year Asset Growth | 7.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.62% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 3.69% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
State Employees Credit Union of Maryland
Linthicum, MD |
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| Total Assets | 5.70B | |||
| Total Deposits | 4.64B | |||
| Capital and Reserves |
State Employees Credit Union of Maryland
Linthicum, MD |
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| Capital | 464.74M | |||
| Leverage Ratio | 9.47 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Liquidity |
State Employees Credit Union of Maryland
Linthicum, MD |
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| Hot Money Ratio | 17.80% | |||
| Liquidity Ratio | 12.74% | |||
| Profitability |
State Employees Credit Union of Maryland
Linthicum, MD |
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| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 28.27M | |||
| Net Interest Spread | 2.98% | |||
| Operating Profit to Average Assets | 1.00% | |||
| Overhead Efficiency Ratio | 70.32% | |||
| Return on Assets | 0.68% | |||
| Return on Equity | 8.59% | |||