| Weiss Ratings |
State Employees Credit Union of Maryland
Linthicum, MD |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 5.40 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 6.90 | |||
| Company Info |
State Employees Credit Union of Maryland
Linthicum, MD |
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| NCUA Charter Number | 236 | |||
| Phone Number | (410) 487-7300 | |||
| Website | www.secumd.org | |||
| Asset Quality |
State Employees Credit Union of Maryland
Linthicum, MD |
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| 1-Year Asset Growth | 3.08% | |||
| 5-Year Asset Growth | 7.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.71% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 3.70% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
State Employees Credit Union of Maryland
Linthicum, MD |
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| Total Assets | 5.50B | |||
| Total Deposits | 4.46B | |||
| Capital and Reserves |
State Employees Credit Union of Maryland
Linthicum, MD |
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| Capital | 428.54M | |||
| Leverage Ratio | 9.42 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Liquidity |
State Employees Credit Union of Maryland
Linthicum, MD |
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| Hot Money Ratio | 14.35% | |||
| Liquidity Ratio | 14.69% | |||
| Profitability |
State Employees Credit Union of Maryland
Linthicum, MD |
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| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 6.62M | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 74.03% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 6.29% | |||