| Weiss Ratings |
Northland Area Federal Credit Union
Alpena, MI |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 4.20 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 4.60 | |||
| Company Info |
Northland Area Federal Credit Union
Alpena, MI |
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| NCUA Charter Number | 2360 | |||
| Phone Number | (989) 739-1401 | |||
| Website | www.northlandcu.com | |||
| Asset Quality |
Northland Area Federal Credit Union
Alpena, MI |
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| 1-Year Asset Growth | 3.13% | |||
| 5-Year Asset Growth | 7.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.76% | |||
| Non-Performing Loans to Capital | 10.75% | |||
| Non-Performing Loans to Loans | 1.01% | |||
| Balance Sheet |
Northland Area Federal Credit Union
Alpena, MI |
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| Total Assets | 692.84M | |||
| Total Deposits | 617.11M | |||
| Capital and Reserves |
Northland Area Federal Credit Union
Alpena, MI |
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| Capital | 44.74M | |||
| Leverage Ratio | 10.04 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Liquidity |
Northland Area Federal Credit Union
Alpena, MI |
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| Hot Money Ratio | 7.94% | |||
| Liquidity Ratio | 13.99% | |||
| Profitability |
Northland Area Federal Credit Union
Alpena, MI |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 2.26M | |||
| Net Interest Spread | 3.44% | |||
| Operating Profit to Average Assets | 0.64% | |||
| Overhead Efficiency Ratio | 82.24% | |||
| Return on Assets | 0.67% | |||
| Return on Equity | 10.82% | |||