| Weiss Ratings |
Northland Area Federal Credit Union
Alpena, MI |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 4.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 4.30 | |||
| Company Info |
Northland Area Federal Credit Union
Alpena, MI |
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| NCUA Charter Number | 2360 | |||
| Phone Number | (989) 739-1401 | |||
| Website | www.northlandcu.com | |||
| Asset Quality |
Northland Area Federal Credit Union
Alpena, MI |
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| 1-Year Asset Growth | 0.22% | |||
| 5-Year Asset Growth | 7.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.54% | |||
| Non-Performing Loans to Capital | 7.90% | |||
| Non-Performing Loans to Loans | 0.69% | |||
| Balance Sheet |
Northland Area Federal Credit Union
Alpena, MI |
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| Total Assets | 675.07M | |||
| Total Deposits | 602.93M | |||
| Capital and Reserves |
Northland Area Federal Credit Union
Alpena, MI |
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| Capital | 42.32M | |||
| Leverage Ratio | 10.11 | |||
| Loan Loss Reserves to Loans | 0.90% | |||
| Liquidity |
Northland Area Federal Credit Union
Alpena, MI |
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| Hot Money Ratio | 7.58% | |||
| Liquidity Ratio | 12.83% | |||
| Profitability |
Northland Area Federal Credit Union
Alpena, MI |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 947.00K | |||
| Net Interest Spread | 3.43% | |||
| Operating Profit to Average Assets | 0.63% | |||
| Overhead Efficiency Ratio | 84.11% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 9.46% | |||