| Weiss Ratings |
Northland Area Federal Credit Union
Alpena, MI |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 2.50 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 4.50 | |||
| Company Info |
Northland Area Federal Credit Union
Alpena, MI |
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| NCUA Charter Number | 2360 | |||
| Phone Number | (989) 739-1401 | |||
| Website | www.northlandcu.com | |||
| Asset Quality |
Northland Area Federal Credit Union
Alpena, MI |
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| 1-Year Asset Growth | -1.65% | |||
| 5-Year Asset Growth | 10.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 4.95% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
Northland Area Federal Credit Union
Alpena, MI |
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| Total Assets | 673.61M | |||
| Total Deposits | 592.96M | |||
| Capital and Reserves |
Northland Area Federal Credit Union
Alpena, MI |
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| Capital | 33.49M | |||
| Leverage Ratio | 9.57 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Liquidity |
Northland Area Federal Credit Union
Alpena, MI |
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| Hot Money Ratio | 7.92% | |||
| Liquidity Ratio | 12.69% | |||
| Profitability |
Northland Area Federal Credit Union
Alpena, MI |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 564.00K | |||
| Net Interest Spread | 2.99% | |||
| Operating Profit to Average Assets | 0.14% | |||
| Overhead Efficiency Ratio | 92.32% | |||
| Return on Assets | 0.33% | |||
| Return on Equity | 6.69% | |||
