| Weiss Ratings |
Northland Area Federal Credit Union
Alpena, MI |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 4.60 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 4.60 | |||
| Company Info |
Northland Area Federal Credit Union
Alpena, MI |
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| NCUA Charter Number | 2360 | |||
| Phone Number | (989) 739-1401 | |||
| Website | www.northlandcu.com | |||
| Asset Quality |
Northland Area Federal Credit Union
Alpena, MI |
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| 1-Year Asset Growth | 5.42% | |||
| 5-Year Asset Growth | 7.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.61% | |||
| Non-Performing Loans to Capital | 8.17% | |||
| Non-Performing Loans to Loans | 0.77% | |||
| Balance Sheet |
Northland Area Federal Credit Union
Alpena, MI |
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| Total Assets | 700.99M | |||
| Total Deposits | 622.06M | |||
| Capital and Reserves |
Northland Area Federal Credit Union
Alpena, MI |
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| Capital | 47.89M | |||
| Leverage Ratio | 10.06 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Liquidity |
Northland Area Federal Credit Union
Alpena, MI |
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| Hot Money Ratio | 8.56% | |||
| Liquidity Ratio | 13.89% | |||
| Profitability |
Northland Area Federal Credit Union
Alpena, MI |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 3.22M | |||
| Net Interest Spread | 3.49% | |||
| Operating Profit to Average Assets | 0.65% | |||
| Overhead Efficiency Ratio | 81.80% | |||
| Return on Assets | 0.63% | |||
| Return on Equity | 9.92% | |||