| Weiss Ratings |
Northland Area Federal Credit Union
Alpena, MI |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 2.40 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 4.90 | |||
| Company Info |
Northland Area Federal Credit Union
Alpena, MI |
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| NCUA Charter Number | 2360 | |||
| Phone Number | (989) 739-1401 | |||
| Website | www.northlandcu.com | |||
| Asset Quality |
Northland Area Federal Credit Union
Alpena, MI |
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| 1-Year Asset Growth | 2.45% | |||
| 5-Year Asset Growth | 10.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 5.82% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
Northland Area Federal Credit Union
Alpena, MI |
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| Total Assets | 690.89M | |||
| Total Deposits | 609.40M | |||
| Capital and Reserves |
Northland Area Federal Credit Union
Alpena, MI |
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| Capital | 33.97M | |||
| Leverage Ratio | 9.25 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Liquidity |
Northland Area Federal Credit Union
Alpena, MI |
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| Hot Money Ratio | 9.99% | |||
| Liquidity Ratio | 14.80% | |||
| Profitability |
Northland Area Federal Credit Union
Alpena, MI |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 3.50M | |||
| Net Interest Spread | 2.83% | |||
| Operating Profit to Average Assets | 0.25% | |||
| Overhead Efficiency Ratio | 91.11% | |||
| Return on Assets | 0.51% | |||
| Return on Equity | 12.04% | |||
