B
Greater Central Texas Federal Credit Union
KilleenTX
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Greater Central Texas Federal Credit Union
Killeen, TX
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Rating B
Asset Quality Index 10.00
Capitalization Index 7.90
Liquidity Index 6.60
Profitability Index 8.60
Stability Index 5.00
Company Info Greater Central Texas Federal Credit Union
Killeen, TX
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NCUA Charter Number 2363
Phone Number (254) 690-2274
Website gctfcu.net
Asset Quality Greater Central Texas Federal Credit Union
Killeen, TX
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1-Year Asset Growth 3.01%
5-Year Asset Growth 5.28%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.63%
Non-Performing Loans to Loans 0.24%
Balance Sheet Greater Central Texas Federal Credit Union
Killeen, TX
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Total Assets 32.59M
Total Deposits 29.19M
Capital and Reserves Greater Central Texas Federal Credit Union
Killeen, TX
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Capital 3.29M
Leverage Ratio 10.10
Loan Loss Reserves to Loans 0.53%
Liquidity Greater Central Texas Federal Credit Union
Killeen, TX
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Hot Money Ratio 0.00%
Liquidity Ratio 50.16%
Profitability Greater Central Texas Federal Credit Union
Killeen, TX
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5-Year Return on Average Assets 0.67%
Net Income 318.00K
Net Interest Spread 4.51%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 70.75%
Return on Assets 1.32%
Return on Equity 13.61%