B
North Carolina Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
11.17
Leverage
Ratio
11.17
Return On
Assets
1.23%
Total
Assets
96.79M
Capital
10.81M
Total
Deposits
88.16M
Net
Income
886.00K
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Weiss Ratings North Carolina Community Federal Credit Union
Goldsboro, NC 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 9.50
Liquidity Index 3.80
Profitability Index 9.00
Stability Index 5.80
Company Info North Carolina Community Federal Credit Union
Goldsboro, NC 		Click to
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NCUA Charter Number 2366
Phone Number (919) 734-8224
Website www.nccfcu.org
Asset Quality North Carolina Community Federal Credit Union
Goldsboro, NC 		Click to
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1-Year Asset Growth 5.36%
5-Year Asset Growth 5.45%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.47%
Non-Performing Loans to Loans 0.07%
Balance Sheet North Carolina Community Federal Credit Union
Goldsboro, NC 		Click to
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Total Assets 96.79M
Total Deposits 88.16M
Capital and Reserves North Carolina Community Federal Credit Union
Goldsboro, NC 		Click to
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Capital 10.81M
Leverage Ratio 11.17
Loan Loss Reserves to Loans 1.04%
Liquidity North Carolina Community Federal Credit Union
Goldsboro, NC 		Click to
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Hot Money Ratio 7.23%
Liquidity Ratio 21.16%
Profitability North Carolina Community Federal Credit Union
Goldsboro, NC 		Click to
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5-Year Return on Average Assets 0.57%
Net Income 886.00K
Net Interest Spread 5.06%
Operating Profit to Average Assets 1.42%
Overhead Efficiency Ratio 73.24%
Return on Assets 1.23%
Return on Equity 11.43%