North Carolina Community Federal Credit Union

Goldsboro, NC

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	North Carolina Community Federal Credit Union Goldsboro, NC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	8.60
Liquidity Index	4.10
Profitability Index	7.90
Stability Index	5.60

Company Info	North Carolina Community Federal Credit Union Goldsboro, NC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2366
Phone Number	(919) 734-8224
Website	www.nccfcu.org/

Asset Quality	North Carolina Community Federal Credit Union Goldsboro, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	6.10%
5-Year Asset Growth	5.45%
5-Year Charge-Offs to Average Loans	0.26%
Charge-Offs to Average Loans	0.07%
Non-Performing Assets to Assets	0.03%
Non-Performing Loans to Capital	0.26%
Non-Performing Loans to Loans	0.06%

Balance Sheet	North Carolina Community Federal Credit Union Goldsboro, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	96.02M
Total Deposits	85.42M

Capital and Reserves	North Carolina Community Federal Credit Union Goldsboro, NC	Click to Compare	Click to Compare	Click to Compare
Capital	10.17M
Leverage Ratio	10.59
Loan Loss Reserves to Loans	1.00%

Liquidity	North Carolina Community Federal Credit Union Goldsboro, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	6.33%
Liquidity Ratio	22.58%

Profitability	North Carolina Community Federal Credit Union Goldsboro, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.57%
Net Income	248.00K
Net Interest Spread	4.87%
Operating Profit to Average Assets	1.28%
Overhead Efficiency Ratio	75.10%
Return on Assets	1.04%
Return on Equity	9.87%