B
Homeland Credit Union, Inc.
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Homeland Credit Union, Inc.
Chillicothe, OH
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Rating B
Asset Quality Index 9.40
Capitalization Index 7.90
Liquidity Index 5.10
Profitability Index 4.40
Stability Index 6.70
Company Info Homeland Credit Union, Inc.
Chillicothe, OH
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NCUA Charter Number 238
Phone Number (740) 775-3331
Website www.homelandcu.com/
Asset Quality Homeland Credit Union, Inc.
Chillicothe, OH
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1-Year Asset Growth 1.93%
5-Year Asset Growth 5.19%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans 0.61%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.98%
Non-Performing Loans to Loans 1.00%
Balance Sheet Homeland Credit Union, Inc.
Chillicothe, OH
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Total Assets 582.98M
Total Deposits 515.88M
Capital and Reserves Homeland Credit Union, Inc.
Chillicothe, OH
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Capital 58.44M
Leverage Ratio 16.09
Loan Loss Reserves to Loans 1.11%
Liquidity Homeland Credit Union, Inc.
Chillicothe, OH
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Hot Money Ratio 20.33%
Liquidity Ratio 21.63%
Profitability Homeland Credit Union, Inc.
Chillicothe, OH
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5-Year Return on Average Assets 0.54%
Net Income 4.64M
Net Interest Spread 2.54%
Operating Profit to Average Assets 0.65%
Overhead Efficiency Ratio 69.41%
Return on Assets 0.79%
Return on Equity 8.16%