C
Homeland Credit Union, Inc.
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Homeland Credit Union, Inc.
Chillicothe, OH
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 1.40
Stability Index 8.20
Company Info Homeland Credit Union, Inc.
Chillicothe, OH
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 238
Phone Number (740) 775-3331
Website www.homelandcu.com/
Asset Quality Homeland Credit Union, Inc.
Chillicothe, OH
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.49%
5-Year Asset Growth 5.19%
5-Year Charge-Offs to Average Loans 0.42%
Charge-Offs to Average Loans 1.15%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 2.23%
Non-Performing Loans to Loans 0.83%
Balance Sheet Homeland Credit Union, Inc.
Chillicothe, OH
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 606.27M
Total Deposits 529.02M
Capital and Reserves Homeland Credit Union, Inc.
Chillicothe, OH
Click to
Compare
Click to
Compare
Click to
Compare
Capital 73.90M
Leverage Ratio 15.74
Loan Loss Reserves to Loans 1.10%
Liquidity Homeland Credit Union, Inc.
Chillicothe, OH
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 16.12%
Liquidity Ratio 26.16%
Profitability Homeland Credit Union, Inc.
Chillicothe, OH
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.49%
Net Income 1.64M
Net Interest Spread 2.87%
Operating Profit to Average Assets 0.70%
Overhead Efficiency Ratio 78.38%
Return on Assets 0.37%
Return on Equity 3.30%